|
Curricula of Entrepreneurial Revolution and Microcredit . Millenials and youthful research partners for world record boojk of job creation are inviited to co-blog
at 20 Economist corespondence networks - starting space EconomistUniversity.com After world war 2 , humanity staretd doubing sopend on global vilage communicatons technolgies and infrastructures
every 7 years- this menas over 4000 times more in 2030 versus 1946. The Er Curricula maps whether such investmenty will sustain
milennials and unite human race in ending poverty 46-53 2* | 53-60 2* | 60-67 2* | 67-74 2* | 74-81 2* | 81-88 2* | 88-95 2* | 95-02 2* | 02-09 2* | 09-16 2* | 16-23 2* | 23-30 2* | 2030now >4000 times |
Like
every idology that has emerghed during this period, 2 exactly opposite segments of system design professionals can be identified: those
who remain expoentially on track for millennial sustainbility those who unconsciously or consciuosly (eg most of wall street and swiss banking including its deviant consequences across European Union) spin viciously off track we suggest there is a simple way
to understand which sort of microcredit advocate or acadmic you are encountering- if BRAC is their benchmark for comparing every open elarning network of microcredit you will be able to support millennials
sustainability; if not you are being miseducated and cannot help milennials end poverty =================================== What
to celebrate learning first @ BRAC The Most Valuable Knowledge Network and Curricula In World of Ending Poverty Integration
of 10 Action Movements and Sustained Collaboration Partnerships which make BRAC the benchmark for both Keynsian and
other Open Society Economists and Leaders of Ending Inequality fro Bottom-Up Pre-Digital
Villages Bangladesh Curricula 1 Bottom Up Disaster Relief coordinator and bridge to development 2 POP Trainers network modelled on Paulo Freire and Action Learning Research 3 Transforming
village culture and trust by building health service networking from scratch-prioritising maternal and infant nneeds so as
t increase life expectancy and reduca family size 4 Microfranchise version of microfinance - credit
for lowest cost livelihoods development and savings and other financial services for poorest; value chain transformation secures
livelihoods and maximises BRAC's sustainability (ultimate goal 90% self-financing and 10% funding for egdgiest innovation) 5 Largest non-governmental schools network from primary up with particular impact on girl effect 6
World class agricultural epicentre of poorest crop science, poultry, dairy Curricula
of Post-Digital Bangladesh Villages and BRAC International 7 BRAC University -first in Bangladesh
then as labs eg with Berkeley 8 BRAC Bank -rural to urban 2nd generation families including girl effect 9 Ladders prior to microcredit membership; ultra poor, and extreme challenges of open society (eg post genocide
reconciliation), 10 Cashless banking completes end to end banking for poor system in Bangladesh If you understand BRAC curricula as a benchmark easiest to naviage through
all world record job creation networks BRAC Partners | & Jim Kim models | & George Soros models | & Muhammad Yunus models | & Elearning platforms | Gandhi education models, Mandela Extranet, Ma-Lee
designs of why millennial web Millennials of China/Asia, Africa,
and Americas including old world european societies | & Mobile Millennial Women4Empowerment |
Sadly microcreditsummit failed the millennials generation between 1997 and 2015- it could have educated them on open sourcing sustainability's
most wonderful microfrancsies instead it got greenwashed become a fundraising platform and miseducation network for noisy
banks. Here's an attempt to look at end poverty curricula 3 billion millennials urgently need freedom to co-produce round
- with thans to partrbers in publishing world record book of job cteation 1 2 3 4 5 chris.macrae@yahoo.co.uk washington dc mobile 240 316 8157 Brac1.0 first liveliood franchiise -basis of trust and reconciling male-female village society in how to alleviate rural poverty | help yazmi elearning satlelliute
editors celebrate how to help 5 billion people learn with BRAC open learning curriculum | Kenya jamii bora first to mobilise all reords | Grameen 1,0 young graduates assigned barefoot responsibility 3600 livelihoods- 60 by 60- grameen continues from community
up including vegetable gardens, pit latrines, monson proof hut - unlikely to have got 1983 national ordinance if brac's health
service hadnt already earned the trust | Mpesa, safaris, | BRAC goes for preferential option poor redesign of whole value chains- and primary education system and continuing to build
health system out of nothing | Usaidi, iub. entreprenur wort investing in | From
1996, Grameen gravitates partbers of first 2.1 (digital age mobile netoworking) - telephone ladies nd clean energy | nanocredit | Brac starts to redesign total banking system- from 2005 it becomes the world favorite NGO- colaborating in empowering women to sustain increasingly resourced movements
of PPP (Public Private Partnerships) | Tablebanking wit jouful women |
chris.macrae
terviewer: health, education, credit- is there a blueprint for being world's largest and most collaborative NGO? whats your/BRAC
own foundation - how do you start in a new country?
Abed: our focus
is poor people, in almost all cases poor people need more opportunities with income and employment, in some cases they
also need education for their children or health systems, so we have developed over the years ways of dealing with multiple
needs of poor people- we have always felt we need to create enabling conditions for poor people to act on their own
behalf -- most of the work is done by the poor people themselves BRAC is only providing opportunties for them interviewer:
how do you succeed both in scaling but always keeping anchored on poor? (video timeline) 20.44 firstly rural advancement
has always meant our primary mission is for poor- poor peoples dreams and struggles are our work- (our entrepreneurial
revolution concerns taking our programs out to rural even when they could be more profitable in city) scale
gravitates round capacity to recruit people - quality HR and training to do national programs - internally audit infrastructure
to check funds keep being spent to anchoring poorest- BRAC has had the good fortune- and the privilege- to find donors
who love scaling up a franchise once its demonstrated to work. Oral Rehydration gave
us the opportunity to celebrate the most economical life saving community health network of all but open sourcing such a freedom
across 16 million rural households without electricity let alone a telephone in 1980 turned out to need trust in grassroots
action learning networking of an unprecedented kind. Back then, it was tough to sell empowerment to the development sector's
top professionals
ORAL REHYDRATION
EXAMPLE OF TRAINING
FRANCHISE 3ES- Effective, Efficient, Expansion
Effectiveness took us a year and 3 iterations -here's the how and why:
1979 international year of child - we wanted to do something big -the biggest infant killer was diarrhea- so we thought if
we teach mothers oral rehydration (mixing water ,sugar, salt in correct proportions) go to all 16 million rural households
in bangaldesh - first 30000 pilot -we found only 6% used so we were disappointed but we found out our oral rehydration
teachers didnt believe in OR themselves (ie they would buy a pill) so we retrained them; and we hoped for our next 30000
wave - this went up but only to 19% - still very disheartened - so whats the problem - we sent anthropologists to 6800 households-
the problem was the men , they dissuaded women telling them to get a pill for the infant=- so we decided our program was wrong
by failing to include men - before our next wave we gathered men together in the village and went to mosques on friday prayers,
went to market places, made radio broadcasts- so all told it took us about a year and a half before we got the training program
to be effective
then efficiency means cutting out redundancy- g we found that instead of training each mother
alone in her home- we could teach 3 neighbours at a time-
EDUCATION
min 6.20 trust in the community
is what we seek to build- so for example when the community needs childrens education we train a teacher in the village ....
in Bangladesh we evolved 3500 one room village schools each with 1 teacher and 30 children; over the yeras we have educated
10 million children, 7 million girls
recently we have been looking at south sudan where nearly 1 million children
need education- we aretrying to empower villagers to develop same sort of schooling model
12.10 we are interested in child centred learning-
over the year we've followed up surveys of which nations are best at what and borrowed nationals- so dutch provide
best teaching in maths and second language : italians best for preschool education montessori; swedes best for adult
education germans manage education systems so teachers teach more hours; japanese are best at science education - usa
good at phd education - new zealand best for mother tongue- ( eg tips get children reading as fast as possible, and writing
but dont worry too much too early about their spelling )
1730 at clinton global 2015 partners
linked around BRAC announced vast scaling of education of girls - eg BRAC will be rasising additional 238 million dollars
over next 5 years - same countries but more work -mainly primary and secondary some tertiary
(there are lots of opportunities- our bangladeshi alumni are exploring girl graduates
into china..) interviewer 34.4 - considering violence and education could you tell us how brac managed to
develop in afghanistan 7000 schools for girls?
36.10 ABED: we assume that a purpose of development is to change culture
- for girls to be educated- we wanted that to happen in Afghanistan so we accepted the need to start in a culturally appropriate
way. In Afghanistan this means girls being chaperoned in groups of 15 by an elder woman to and from schools. While this costs
us a bit more it is worth it to get the Taliban's approval. On this practical detail, we can wait until girls themselves bring
about intergenerational change
ENTERPRISES
interviewer - can you tell us a bit about how you created
over quarter a million jobs for poorest by redesigning Bangladesh's dairy value chain -quite bold of you?
ABED : a burning question for me was why does Bangladesh have to import powder milk- but we had to
be patient, you see back in the 1970s Europe was still producing butter mountains so the pricing was wrong however
after Maastrich treaty euro-cow subsidies began to be cut and so by early 1990s bangla could compete-it was the right time
to reform the whole sector so why not do that so the poorest could be integral players? and do that so any profit brac makes
by leading the value chain can be reinvested back in the whole of BRAC's sustainability 9.45 WE focus particularly on women as agents of change- 95% of our microcredit clients are women -7.9 mn in
Bangladesh; 180000 uganda 120000 in tanzania - I have seen many defeated men, but never a defeated
woman interviewer 37.30 can you describe what the role of technology is in what brac does
and about the bkash story as one of the fastest webs of change ever seen?
fazle: mobile tech has big specially impact in places like bangladesh -remember the context at the
start of the 1990s there were only about 4 phones of any sort per thousand people - now 100 million mobile pones. So
the impact is huge and hopefully so will be the learning.. Yes bkash is proving a huge opportunity. When does it benefit poor
to have cashless banking - ie points on your mobile phone to trade with or convert back to cash if needed at local agents
across te country. For example, the poorest never previously had a safe way to save other than under their bed!
There are lots more opportunities. We can work out algorithms so that
we can offer suitable credit - and ten remittances; and then credit for family emergencies -so this is introducing a whole
new dimension to poor people's financial inclusion
|
.by
urgent location or issue partners Uganda- BRAC's fastest scaling partners Lab in Africa with Mastercardfoundation & ... Gates Foundation and DFID prioritise development of Tanzania with BRAC George Soros prioritises development
of Liberia World Bank prioritises Ultra Poor collaboration networking
|
x Linking
in 30 cities (eg rome 2024, dhaka yunus olympics, london nursing celebration and berners lee olympics) which empower youth
and leaders demand that futire olympocs be twinned with celebrating millennials 2 greatest races : ending poverty, jobs for
sustainabiliy -- help teachers undrstand 2015 as 44th year of 7 wonders of bangladeshi microcredit's POP economic paradigm
(1 clinton on POP, 2 Pope Francis on POP)
US Washinbgton DC Mobile POP hotline 240 316 8157 joy of videos DC 2014 POP goes world bank tedx -jk (V); pop stars to end poverty .. . | . .. |
 online library of norman macrae--
. 250th adam smith moral sentiments celkebration brocore
by muammad yunus and norman macrae, Glasgow 2008 
see also JournalofSocial Business Downloads if you believe social generates strong economies not vice versa - search for global social value in combination with millennials
favorite health servants egPaul Farmer | 7
Keynsian and Hippocratic valuation of professional and public pursuits - regenerates economy by empowering family and social
actions of next generation to end poverty. | | | | | | | | | | | | | |
Markets as a source of exponentially
sustaining livelihoods- Comparing views of Keynsians and POP (Preferential Option Poorest - isabella@unacknowledgedgiant.com
usa mob 240 316 8157 Bethesda MD Health's Trillion Dollar Market special thanks to youth correspondent and mentors networks at | Keynsian View Keynsians at The Economist
reporting the 20th Century noted that both the greatest economic and social advance in nations occurred where places peoples
brought down risks of maternal and infant deaths to nearly zero. When this innovation is systemised most families focus on
developing two or three children instead of 8 or 10. The consequential communal behavioural impact is that societies can culturally
integrate by becoming economically smart -and sustainable -by designing education which respects and values women as
equal economic actors to men. . 
online library of norman macrae-- | POP View The greatest social and economic miracles of the quarter centuries
that turned the millennium and human sustainability depended on POP cultures to 1) manually network to bring down maternal
and infant deaths, 2) determine this as the most valuable and openly social reason for webbing digital partnerships
and investing in open society worldwide. Moreover directly and indirectly family loving communities then take on responsibility
for peace and safety of one and all instead of this being governed top-down by historical rules, unnatural boundaries and preponderance of
arms  .
|  Washington DC February 2009 - 3000 youth listen to Muhammad Yunus but truly how many teachers, politicians, bankers,
health experts or open technology entrepreneurial leaders? Dont be fooled by Smart campaign Bureaucrats and Elderly
Top-Down Fundraisers --- 
|
entrepreneurial solutions (eg those
of BRAC, partners in health, grameen, and since 1996 mobile investment partnerships of George Soros and MIT sponsored
technology wizards and women entrepreneurs) that built health systems from nothing in nations
whose (rural) infrastructures as late as the start of the 4th quarter of the 20th century had next to no human capacity to
serve maternal and infant health.
Surprisingly a movement (Italian origins 1208) that was relaunched in
south america at the same time that man was landing on the moon could have bottom-up united 40% of human values through the
two most populous faiths linking in to womens empowerment. The failure to peacefully enjoy this freedom is one measure of
how bankrupt mass NW mediated politics became as the amount spent by the human race on subconscious communications rose from
about 5% at middle of twentieth century to over 25%. Today's 64 trillion dollar question may be : do those who make the most
noise about human sustainability in 2015 have the openness of mind and manners to help millennials invest in -and live the
values of - this open society transformation now. download world microcreditsumit mexico sept 2014 program book Bangladeshi Microcredit - System design valuing Keynes top 2 goals for economist - end poverty, communally
invest in next gen jobs Microeducationsummit: Why wasn't microcreditsummit designed as open university
of these sorts of action learnings Poorest
Mothers Livelihood Development Job-creating educational loan Redesigned local value chain to sustain livelihood Rural
health service raising life expectancy reducing family size Social network sharing vital knowledge actions | Banks surplus investment banking in next leapfrog:to sustain youth's futures Grameen Housing Grameen
Phone Grameen Energy |
In addition BRAC was the educational and health
serice architecture of the villages 
Bangladesh became first 100 million plus developing country to demonstrate that when less than 1% of people have
landline phones, the national economy leaps forward if mobile access becomes universal starting with the poorest. 2015
is 20th year of leapfrog partnering curricula: the emerging worldwide social movements is being linkedin by women4empowerment
and professionals aged 25-35 and bankers who organise investment so that millennials can collaborate around their era's goals
for the human race latest value chain redesigns connect first women, fashion superstars mobile billionaires,
YPA - change fashion chain and elearn especially around youth ihubs where open source tech wizards co-create above zero-sum
world trades YOUTHWORLDBANKING Are You Ready to Take It On? End Poverty by 2030 World Bank Jim KIM: we need to start a movement to end poverty .. social movements that have a huge impact are
often led by a small group of people ..the student should never doubt the ability of themselves and a small group of ;like
minded people to change the world it can happen.. This has to be the next movement and if you look at all the steps that its
going to take to end poverty its a pretty broad mix- and that's the great news!.. The great news is we need everybody - we
need writers who can write about this, we need engineers, we need doctors, we need lawyers, we need artists, we need everyone
who can capture the imagination of the world to end poverty.. There's a role- take a step back: say what is it going to take?
what part of it can I take on? how can we really make it happen?.. Being part of a social movement is going to be the
most exhilarating memorable thing you are ever going to do but understand how hard it is and how serious you are going to
need to be about everything its going to take to get to the change you want, and then take it on- as there is nothing better
you can do MICROEDUCATIONSUMMIT discussion on where millennials linkin to action network what microcreditsummit refused to empower
selected actions -mail chris.macrae@yahoo.co.uk
if you would like to co-blog at for discussion of actions around some of the specific speakers please see http://grameenamericas.com our open education networks are continuing debates on what young professionals (under 35) need
to linkin round future of microcredit around 6 cities - atlanta see this blog - if you can help with parallel blogs out of DC, NY, boston, san francisco or san diego please contact
us we also search for hemisphere connections of open education content: africa, asia in europe's case we try to make connections country by country where our scottish friends are leadinbg this free market survey A) name your country's 3 biggest export
markets historically B) vote for its 3 biggest export markets 2015-2025 - for
microcredit and leapfrogging micro-everything in didgital age go to egrameen.com or grameen.tv or fazleabed.com orwomen4empowerment.org - currently scotland's peoples' most valued answer to B)
- scotland's answer free nursing colleges as scotland collaboration with
open learning campus- additionally reforming scottish bbc to play mass connection role in millennials search for 30000 microfranchises;
- european youth's alternative cashless currency if scotland goes independent;
- cataloguing
where sportings superstars want to give back by using their skills to create jobs in related community projects- a sporting
version of fashion's F4D or music's singforhope
technical note open learning campus seeks out partners in elearning satellites and in coursera type platforms who are not concerned with maintaining monopoly of students certification and trapping student
in debts - instead they start with question what maximum 9 minute video can viralise most youth jobs skills- and in practice areas such as using which peer to peer youth teachers can contribute an optimal 9 minute video cf khan academy
test version of this 
| Some Upcoming Diary Questions US-Asia Worldwide
Youth Capitalism 014 Sept 22 to 27 NY & Atlanta 015 nov
15-19 atlanta world bank & un summer & fall continuous:summits on millennials post-2015 goals
mexico summits :
microcredit first week september; global social business summit october Brookings contacts: CEO Antholis-
CEo secretariat Han Chen: China Qi Ye -Grassroots Energy networks. Yao Ming - Superstar Youth networks us-china TOP 24 Youth Future Capitals - Diary Case San Francisco -Bay Region - Urgent gamechangers Better World Wireless -from the nanocredit futures mindset Youth investment processes; puddles, kiva zips Future of the internet : John Perry Barlow, Howard Rheingold Moocs- courseras and sal khan academies -main problem john doerr Energy University - Presidio Social Entrepreneurs who understand open education's and open risk freedom - skoll
networks., brilliant ilabs. Questionmarks include- why are google's best for africa impacts not obviously connecting youth in any
other hemisphere ? Why didnt twitter learn from ILabs and ushahidi?
Is scharzeneggers radical mayors network of energy alive or dead-
is it only a white mayors network or does it unify historically black mayors? How fearless are Sharon Stone
(with Ted Turners daughter) when it comes to womens empowerment? Is there anything
more Grameen Intel can do up and down west coast? Why did Khosla and Mcneally not live up to dads future capitalists of silicon valley- and particularly why did Mcneally support the macroeconomic thinktank DC Centre for Global Development? Did kickstarter micro-irrigation network
block what could have been San Francisco 's opportunity to learn
from Paul Polak's 25 most radical bottom-up multinational models?
Why did Gary Hamel. CK Prahalad and Polak never talk to each other in empowering youth to compete for being trusted to free bottom billion's future markets | | |
| Norman Macrae Remembrance Party
4 There were
3 main topics of the 2 roundtables in 2012 led by Sadoshima and Sir Fazle Abed as I recall them
1
How to reconnect everything that could have been learnt about how the future of banking and the future of all development
value chains needs to interconnect- having agreed that BRAC is at epicentre of this issue inside Bangladesh we formed a journal club around the MIT innovations issues on financial inclusion - my one slide summary (as
I see it) is attached -latest world bank view in this area
2 How to maximise wizard youth open technologist trades between Bangladesh and major economies across
the region - Yunus leaflet in 2006 called growing up with giants was optimal
starting point on that - a particular issue was how this applied to open education
3 We bought some copies of the social business
book you published in Japan for embassy to discuss whether that gave unique interpretations of model and application areas
Mostofa knows about 1-3; Shafqat knows particularly about 2; Naila does most to update me about
futures of mobile and which billionaires are on the case of women empowerment; anna in san diego knows most about the difficulties
of teaching usa "yes you can" students who used to love microcredit and want to revisit the last 7 years that banking
goodwill crises (top-down and bottom-up) have muddled every system | 
|
CURRICULUM OF HI-TRUST BANKING Born 1971 as world's poorest 100+ million nation,
first 40 years of Bangladesh have witnessed the greatest end poverty economics and rural networking paradigm. This could not have been achieved without all the interfacing women empowerment service microfanchises shown below.
Before 1996 these were designed through places with the least communications
and infrastructure (eg no electricity). For www tech partners, Bangladesh became the first and most vital mobile phones labs for developing youth born in poorest villages. | What happens the day after your nation's banking system dies? Scots have been studying this world citizen crisis since early 1700s, when a banking scam bankrupted our nation; England colonised us; over half of scots had to go abroad
to find jobs. Would you like to help us find a collection of downloads that may help you rehearse what to do after your banking
system dies- by coincidence muhammad yunus was at 10 Downing Street the day the UK bank system died in 2008- his friend Gordon Brown is now UN envoy for education- let us hope that school
children everywhare are encouraged to join the search for what to do the day your nation's banking system dies (eg world's
most effective primary school curriculum for financial literacy began in orphanage) ............................................................................................................................................................................. |
So the most valuable rural hubs ever seen were invented by brac
and grameen as circles/centres of maximum 60 village mothers - who formed their own markets for their own income generation
and community regeneration. The greatest pro-youth hubs have been designed in africa providing spaces where youth would otherwise
fall out of school (or never get to school). Microcredit as a hub process depends on transforming through 3 versions ...
so the world's leading primary curriculum of financial
literacy (alfatoun) was innovated out of an indian orphanage before it scaled to 100 countries- the smartest question asked
by any new yorker in 2008 came from a 9 year old kid among 2000 readers of yunus at barnes and noble; the smartest training jp morgan ever heard on community banking came in 2009 The Listening Barefoot Banking Branch Manager - live! Back in the day (1972 BRAC;
1979 Grameen), the first job of any barefoot bank manager was to go live rural and facilitate) a 5 day intensive (5-mothers
per team) paulo freire program was developed - no poorest bangladeshi mother in next 14 years took a microcredit loan
without getting this free training -direct references : sir fazle abed, mrs nurjahan begum - the first savings moms made were channeled into their children getting 5 years of end illiteracy through 40000 informal
village primary schools similar to those Montessori-Gandhi innovates around 1930. Interviews in Embassies in Dhaka show that
eg DFID pumped 1 billion dollars into such schools- but the day after not really a cent for job-creating edu from 11+ (Part
2 in 1996 village mothers were asked to start testing mobile phones with the biggest telecom billionnaire - instead of defining
millennials goals around this educational opportunity the exact opposite was done by West's biggest aid ) So 42 Years ON - where are we in
breaking generations of illiteracy as first action learning of end poverty, and job-creating edu as the next bridge.......... The Economy of Human Relations: Microcredit and Social Business, Prof Luisa Brunori, University of Bologna Grameen Technology Lab - poor friendly technology partnering out of Japan by Profs Okada, Yasuura, Drs
Ahmed, Ishida, Kyushu Uni, Fukuoka Markets and Health in the Home of Smith and Yunus by social business professor Cam Donaldson & Glasgow Cal Team BOP versus Social Business by France's SB Professor Frederic Dalsace of HEC and Professor David Menasce 1 Eleven hot discussion topics from first Dr Yunus Book on Social Business Grameen Japan and Yunus innovate social business partnerships ....................................................................... | >  | .GlobalDreamRealised- Lucknow @ 60 -astonishing solution an
average illiterate person can learn to read to a newspaper within a month or so with just 10-20 minutes of time investment
per day. They do not need a teacher, or a classroom, or fixed timings. They do not have to spend 3 years to start reading.
Anyone can become a mentor and they can learn anytime, anywhere with anyone’s help and quickly".. | . .. |
Welcome to microcredit.tv - we value microcredit as the
financial world's greatest human and social innovation but only when it is converged with revolutions in education including
health, nutrition and clean energy, open technology, bottom up value chain (transformation of free markets to be those with
trillion dollar purposes). Before we build up the exact sequences of convergence that the world's most trusted end poverty
microcredits built- we wish to restore some mediation values started by a Scot in 1843 when he came down to London , was elected
as an MP who would throw out all vested interest MPS, and launched The Economist as his undercover tool for redesigning the
English constitution from top of slave-making empire to epicentre of commonwealth. In 2018, we invite you to judge the first
175 years of James Wilson's journey. By this time we hope moocs of his mediation will be available not just to undergraduates
anywhere (eg 1 2 3) but wherever the livelihood curiosities of 9 yera olds up are most celebrated our associate youth correspondent webs at www.thegrameenbank.com include Africa Asia Americas UK Scotland Europe Belgium Germany France Spain Education University Healthcare energy food economics e To Fans of MC: Four principles of Entrepreneurial Revolution the curriculum started in 1972 when The Economist first
saw hundreds of youth experimenting with digital learning networks - This video by Sir Fazle Abed (one
of our generation's 2 greatest collaborators in the race to poverty museum explains why anyone who devalues large scale in the pursuit of the beauty of small is extremely anti-social-particularly to those starting with the least
- Another
reason why some people dismiss any systemic design rules of alumni of Schumacher revolves round energy energy. From 1800 the
main lesson is places that have access to energy are the only ones that have ended poverty (exponentially increasing wealth
and health by up to 200 fold)- however this is why abundant sources of clean energy like solar are fundamental to an economist
of entrepreneurial revolution.
- You dont have to be anti-schumacher to get irrationally disturbed abythe 3rd future
design principle of ER -even though mathematicians including Einstein support it. The worldwide needed to design global vilage
networks celebrating the places where the most livelihoods could be raised. This is what Japan and Korea started in the East
after world war 2 and which they needed to be ecncouraged to unite with China and via Bangladesh,(including all compatibles
mindsets of cross-cultural leadership such as gandhi and mandela mindsets) worldwide youth. ER3 If there is to be a
global reserve currency then sustainability through the first quarter of the 21st C will require it to be weighted around
the Eastern Hempispher rising where over half of all youth's productive lives need to be raised for the wholeplanet to be
a happy, free, collaborative, borderless entreprise zone as well as sustainable. While the chalenge of micropcredit in the
pre-digital age was a wholly vilage affair, in the digital age the crises of how to design microcredit (ie safe community
banking with hi-trust values) needs to ,link in all who celebrate worldwide youth's futures
- ER4 get rid of examining
children on curricula designed in ages of empire as if there is always one perfect anser- diversaity and sustainability are
not designed like that. Nor is action learning optimalised by examining - instead peer to peer systems where stiudents first
become the world's best questioners and secondly collaboratively connect each other in peer to peer entrepreurial development
is the way ahead wherever parenst value youth
Thanks to our associate web reporters at http://youthworldbanking.com and http://trilliondollaraudit.com microeducationsummit.com wholeplanet.tv Spring 2014: hottest youth forum space we know of for impacting post 2015 millennium goals https://crowdsourcing.itu.int/ Blog of 25000 youth and yunus convergence Atlanta Nov 2015 at http://youthcreativelab.blogspot.com Help chris.macrae@yahoo.co.uk search most relevant twitters eg MYunuslab GlobalGrameen #2030now Facebook microeconomics' Youtube GlobalGrameen and Social Business
comparing 2014-15 Top 21 Entrepreneurial Revolutionaries for youth/net gen to action learn with | Economists and all trust-worthy politicians now know that the number 1 cause of poverty
is not having a bank that serves your income generating potential There are still over 2 billion people (especially
youth) who live in bankless families. So this web is about the question - if you would like to help - which of tehse types
of banking system would you most like to know more about Glossary -rural means without infrastructure (ie
no electricity, no sanitation, no running water, muddy pathwways but not roads you could send large trucks down) | 10-times
more economic markets can be mobilised bottom-up; help us link together this micro curriculum based on tens of millions of
microentrepreneur practioners: From The Economist's Entrepreneurial Revolution Curriculum 1972 -Why did Keynes say
that ending poverty was the core system purpose of economics? Because ""poverty"
is a world designed so that babies have a chnace of being born into failed communities regarding one or more of following
dynamics of human being: Won't grow up healthy and with normal life expectancy Won't become literate Won't enjoy peace or personal safety- will
be abused as a demographic underclass or isolated as someone's slave Pervasive joblessness
(unfree markets) makes chance of developing a livelihood (and happy family) abnormally small -n other words a
place or nation is failing the late 18th century criteria of liberte and egalite around that thise who coined the word Entrepreneur
invited all parents to communally search out For alumni of ER, ending poverty as a
defining social movement of the coming net generation was not just a moral sentiment issue- at the tatrt of the 21st C man
would see his greatest risk as a sustainable species as fufferences in incomes and expectations of rich and poor nations.
Leadership of a place would be untenable as all youth (and people) became interconnected and
rampant inequalities became transparent regarding 7 billion being's freedom and happiness ................................................. | The
Economist was founded in 1843 to severly test leaders of the industrial revolution on future of capitalism. From 1972 it posited
that a post-industrial revolution would require an even more urgent simultaneous and borderless test of the first generation
of the 21st and its ability to value humanity's miost collaborative goals. No alumn of adam smith had worded these chalenges
with more foresight than schumacher- if systemic faults in industrial age top-down professions had spun world wars, what would
failed design exponentially collapse? However we find the word small unfortainte- what worldwide openness needs to scale is
bottom-up and communal sustainability. Hence Entrepreneurial Revolution sets the valuation task of searching out 30000 microfranchises-
systems where the value of production stays largely or wholly in the community in which it is made | That soul-destroying, meaningless, mechanical, moronic work is an insult to human nature which
must necessarily and inevitably produce either escapism or aggression, and that no amount of 'bread and circuses' can compensate
for the damage done--these are facts which are neither denied nor acknowledged but are met with an unbreakable conspiracy
of silence--because to deny them would be too obviously absurd and to acknowledge them would condemn the central preoccupation
of modern society as a crime against humanity.E.F. Schumacher (1911
- 1977) Source: Small Is Beautiful: Economics as if People Mattered
The key words of
violent economics are urbanization, industrialization, centralization, efficiency, quantity, speed. . . . The problem of evolving
a nonviolent way of economic life [in the West] and that of developing the underdeveloped countries may well turn out to be
largely identical. E.F. Schumacher (1911 - 1977) Source: Small is Beautiful: Economics As If People Mattered
Any intelligent fool
can make things bigger, more complex, and more violent. It takes a touch of genius - and a lot of courage - to move in the
opposite direction. E.F. Schumacher (1911 - 1977)
After all, for mankind
as a whole there are no exports. We did not start developing by obtaining foreign exchange from Mars or the moon. Mankind
is a closed society. E.F. Schumacher (1911 - 1977) Source: Small is Beautiful, A Study of Economics as if People Mattered, Ch. 14 Contributed by: Zaady
I have
no doubt that it is possible to give a new direction to technological development, a direction that shall lead it back to
the real needs of human... but an entirely new system of thought is needed, a system based on attention to people, and not
primarily attention to goods. . . . E.F. Schumacher (1911 - 1977)............................................................................................................................................................................................................................................................................................................................................................................................. | /p> |
If
you would like to help youth edit peer to peer action learning of the main curricula of microcedit -email chris.macrae@yahoo.co.uk
telling us which model you love most - G(Grameen), B ( BRAC), J ( Jamii BoraModel G1 Rural mothers' bank built around 60 women coomunities each of who form
their own market of mutually needed services. Every member joined both a credit and savings club, and several days of induction
as a 5 member self support team was offered free (pedagogy used was adapted from Paulo Friere and previously illiterate women
learnt to sign their own name and count money. They were offered the chnace to break with cultures of isolation and become
a social movement regeneration their own microcommunity at a 60 person centre -permanent space assigned for their own meetings) Here
are some of the markets that evolved Typically a community would start by working out how many people it needed to rear
chickens for eggs, husk rice, collect clean water, look after infants while thers worked, organise village security
and basic health eg delivering baby . Many communities also had one special focus that had been passed through generations-
eg clothes making. This might be the source for first inter-coomunity trade. The first general invesments made
by the bank in microfranchises were - vegetable seeds particulary carrots because infant nutrition was poor. The rural branch
manager's team would visit 60 communities of 60 mothers every week- carrying carrot seeds was something the banker could portably
do! pit latrines for every member were the next investment together with the communal promise by mothers that
they would organise around sending all children to primarily school. The school wasnt part of the bank G1 model but fortunately
bottom-up primary schools were funded by another network serving the poorest A next investment was the smallest
dwelling that could be monsoon and cyclone-proof and integrated with a it latrine. Loans for such were only offered where
the property right was wholly owned by the mother The bank would keep am eye out for agricultuaral tools etc that would
benefit the poorest in particular types of environment-and provide a test market as to whether this helped the poorest create
value - eg hiring out treadle pumps worked in a segment of villages After a decade or so the members savings were sufficient
to start funding insurance - life and wellbeing being the 2 first insurances that it was affordable to deliver. | Model
G2 Rural womens bank but after 15 yeras of savings some infastructures had been invested in through the familes savings including
mobile connectivity When mobile telphone franchises started to spread around the world, the first one or two offered
to nations with 95% poor people were offered at bargain prices. Sufficient for the highly trusted G1 brand to be first to
scale a bid. In rural communities, ome women per 60 was franchised to become like an early telgram operator a hundred years
ago. For secveral years this becamse the most entrepreneurial job the vilage mothers had ever had access to. Next villages
started becoming test laboraties for the most life criticak services that a mobile world could connect. Meanwhile the voage
mothers investment grew as a citizens service too whose share of the profits were returned for investment in the vilagers
(particularly their health services) The other extraordnay savvy investment by the G-banking system in infrastricutre
made on behalf of villagers turned out to be solar energy. | Model B1 like G1 completely rural but
in this system design of banking to end poverty it is decided that a living wage market can't be sustained by communities
until whole value chains such as eggs or milk production are redesigned- once this has been achieved bank provides poor the
capital and knowledge they need to operate a microfranchise within the market all of whose profits are returned to the microfranchise owners. An early case of market value chain transformation was chickens. The scrawny vilage chicken in Bangladesh circa
1980 did not lay enough eggs for chicken keeping to offer a village mother a living wage. So a superchicken was bred that
layed many more eggs. But it need regular innoculation so the job of chicken microvet was created. Also now that more eggs
were produced than vilagers need, a job of distributing eggs to cities was created. As tens of thousands of villagers connected
vilage-up eggs production, it was necssary to develop chicken feed but from spaces not capable of vegetable agriculture for
human consumption. That's 5 types of jobs- breeding , vetting, keeping chickens, distributing eggs and supplying chicken
feed. Over time nearly 100000 jobs were created and bottom-up egs production became the market leader. Vorresponding initiatives
were designed by the microcreditbank around various crops as well as the dairy sector. Like the G1 system, microbankers
hosted village circles weekly in which savings, creadit and other services (including bottom up legal rights) were integrated
for family and community development. Unlike the G1 system of this grassroots network had been in bottom-up disater relief,
basic medical and literacy education. As the most trusted rural NGO across the nation, it also received funds to develop village
primary schools- something the government of the new 1971 nation of Bangladesh did not have the resources to provide for (as
it focused on city schools). | Model B2 like model B1 but primary schooling is also run by the bank for poorest
villagers' childern | Model B3 like B2 but now some infrastructure investments including mobile connectivity are
integarted | Model J1 aims to bank for those living in slums bordering cities including youth as well as
parents. Started post-mobile age so that all transactional records are mobile | Model 21.1 cashless banking for the
poorest (ie no cash except for last mile trade | Model Other |
Welcome to http://microcredit.tv helping everyone tofriend hi-trust economists concerned with designing futures for net generation to live most productive and sustainable
lives ever seen on our planet
chris.macrae@yahoo.co.uk Job Creation Agent at Norman Macrae Foundation -Youth Capitalism and Open Education -tel Washington DC region 301 881 1655 - come and discuss microcredit as one of top 100 microfranchises ever searched -or clarify whether the job creating future of your community needs the grameen model, the brac model, the jamii bora model or another model from global banks with values
43 years ago my father founded (see annual newsletter) Entrepreneurial Revolution as a Future Systems designing curriculum at The Economist . 1972: we had both just shared a life-changing moment- seeing youth test out early
digital learning networks at the UK National Development Project for Computer Assisted learning - my first employer
after gaining a postgraduate diploma in Statistics at Corpus Christi, University of Cambridge. Here
are 4 unique purposes which we try to value in every win-win modeling analysis and editing decision made at our associated
web sites, nings, blogs, googledocs and other micromedia: - Microcredit.tv
is for studying how and when microcreditsummit was the world's most collaborative network for youth to link into serving the
millenniums most heroic gols - and where will be the most collaborative network next -see our wiki on youth summits or email in your suggestions
-
 - Entrepreneurial Revolution year 43 -how to design futures so that net generation is most productive
and sustainable tome to be young worldwide
- The Economist Year 171 - how to mediate an
end to poverty being the most fundamental system design of any wholeplanet economist
- Norman
Macrae Foundation - how to continued to host remembrance parties after my my fathers last public one with Dr Yunus 2008 Royal
Automobile Club with 40 people who wanted to make London a top 10 capital of race to end poverty and job create with youth
- now that I live in DC the two capitals I work on trying to make a top 10 twin job creating capital are Atlanta and Glasgow;
I would like to do better at connecting DC and NY citizens; I am confundent that youth in Boston and san Francisco can help
lead open education; I see the capitals in South Africa as furthest ahead in revolution of free entreprenurial education and
empowerment - I love to discuss how other people see this future youth capitalism map
Norman
Macrae Foundation, co-publisher of special issue celebrating first 15 years of microcreditsummit - sample to 1500 delegates
of world microcreditsummit, Spain, 2011
 | 2008 From the last article of The Economist's Norman Macrae, founder
in 1972 of The Curriculum of Entrepreneurial Revolution of the Net generation December 2013 Update: we'd like to thank the Principal of Glasgow University
and Adam Smith alumni for hosting the 4th remembrance party of Norman Macrae as a co-celebration with Glasgow's scholar Andrew
Skinner -the discussion of how to launch a MOOC on new economics and microeducationsummit movement was most enjoyable This follows 2011's remembrance parties
with Taddy Blecher of the Free Universtity movement of S Africa, and the Ambassador of Japan to Bangladesh celebration of Norman's joy in celebrating Bangladesh's start
to a 5th decade as a free nation; and the inaugural remembrance party hosted at The Economist Boardroom 1 ; micro-up economics 1; top 100 right old muddle videos norman's favorite mentor was Keynes - Nobody rules the future of the world
like economists - the only question youth need to relentlessly ask is: which economists are ruling over sustainable
exponentials up, amd which crashing exponentials down? (adapted from last 3 pages of Keynes General Theory)
When and how did microcreditsummit become the world's most collaborative network? Since co-editing 1984 book on
the future systems the net generation could most productively and sustainably map with Norman Macrae, surveying the most collaborative
network for youth to belong to has been an amateur passion of mine, which accelerated once I first got an email account in
1994. Between 1994-1999, there were lots of citizen chapter webs - although many started with dreaming social futures
they increasingly got sponsored by the same big-heds who built most dotcoms to flip; an exception was the social capital chapters
anchored around the magazine Fast Company which thrived until the end of the dotcom boom; in parallel knowledge management
(a very diferent subject from Drucker and my father's knowledge co-workers idea started to get huge funds from regions with
goals to become number 1 knowledge economy - the European Union knowledgeboard being an interesting paradigm or so i thought
until it sacked me as a volunteer editor because the way I value trust in creating jobs for humans clashed with the luxembourg
big-corporation mandate to use IT to replace jobs; microcreditsummit grew and grew from its inaugural summit in 1997
while knowledgeboard was failing with infamous political decision in Bruessels that the people dont understand the need to
research of valuing trust (so we will wiat unitil Europe is hit by at elast 3 Enron collapses in the same year) ... however
while nobody was as prescient as 9 year old fan of Dr Yunus about the coming wall street crash in jan 2008, microcreditsummit had already lost its way by this year- not organisiing a
single debate that any other famous economists were drawn into. But there is more to the story of how microcreditsummit
continue to be an epicrcetre for debating race to 2015's millennium goals here (this includes the story of the remarkable 30 year structure of results - perhaps the only real bottom-up citizen lobbying structire in the USA but one whose fine goals are no longer matched by
being able to educate on solutions - meanwhile (with open education being the greatest chamgemaking game since the introduction
by berners lee of the www itself) 2014 may be a good time to suspend claiming any summit is the worldwide youth's most
colaborative until we see which converge by end of 2015 to most intgrally involve youth in choosing post 2015 goals and how
to co-produce them | League Table of Future Capitals (source research 1 2) trying hardest to twin in billion jobs co-creation with youth includes: Joburg and Capetown (Rising) Atlanta Trying hard Glasgow and Tokyo Nairobi Budapest & Warsaw Dhaka  Open education movements within San Francisco and Boston (MIT) nominations
welcome chris.macrae@yahoo.co.uk we dont have enough information on Chinese Capitals
but would love to connect Norman Macrae Foundation and Wholeplanet.tv is looking to give away the following global village web sites to youth who could make most job creating and collaborative
correspondence in helping to twin capitals og bollion jobs co-creation with youth GrameenGermany.com GrameenBelgium.com GrameenSpain.com YouthandYunus.com please
contact chris.macrae@yahoo.co.uk if you have an idea- nb this particularly correpondence will be circulated around youth correspondents
as massively and openly as we can - so please only contact us if you have an idea that will stand up to coillaborative judgement
by your worldwide peers | | Washington DC is at the epicentre of so much pie in the sky NGOs-
entrepreneurial revolution aliumni want to ground some bottom-up movements around the leading development studies student in this part of the planet I am writing to see if you can help form an entrepreneurial
association of friends of owners of orphanages who want some of the dynamics of their orphanages to turn into job
creating labs (for the community and for apprenticeships of their orphans) and linked in youth search networks around
DC, and through historically black universities once DC has sustained student network momentum in the form of student clubs
or whatever passes on across college years I am writing NOW for the following reasons 1 I am fascinated how africa's best
model for a youth microcredit jamii bora (whose founder Ingrid Munro I know quite well) began with a love of orphans and how the would leading primary financial literacy program aflatoun was innovated out of a mumbai street orphans foundation 2 I have spent a little quality time with 2 orphanage owners
-enough to know they are life-dedicated to their orphanage's sustained future. Dc-based Kadiatou founded an
ophanage in mali and is strongly supported around DC and through the MALI embassy; Navneet in atlanta owns several
orphanages which he set up in areas after disasters have struck. I have discussed with both the idea that the orphanage can
be a 21st c hub for job creation especially as it often has advanced resources compared with the rest of the community in
healthcare, in mobile or technology access , in green or agricultural knowhow. The jobs-smart orphanage has an interest in
knowing what apprenticeships (and peer to peer training networks) the community needs to develop. In fact it has an interest
in changing local educators wherever they are not microentrepreneurially directed at livelihood training. As you may know
the true microcredits out of Bangladesh were founded around making markets for 60 village mothers at a centre; why should
orphanages be futures-centres of a similar energetic spirit SECOND ANNUAL PAN DC MD VA CELEBRATION OF STUDENT INNOVATED SOCIAL ENTERPRISE 3 University of District of Columbia - the main HBU in
our whole region - is launching a term of social enterprise activities on january 30 (culminating in a social enterprise
competition which is the community-deepest and most collaborative in the region for connecting with specific goals that HBU
spirit uniquely resonates as do what I used to think of Obama Yes We Can youth back in 2008 ) This spring process is coordinated
by Sylvia Benatti who I have known for 2 years now and one of their first speakers will be the Martin Luther King
alumni coincidentally called Chris King who is leading the conscious capitalism chapter in DC region and connecting
knowhow of benefit corps and black youth in the region and diaspora models across africa- some of these diaspora models use
analogous processes to ones orphanages could be using - eg in crowdfunding - so it makes sense for everyone to share best
practice knowhow of these processes which help youth support any community that has become digitally o otherwise disconnected
from livelihood investment 3 I believe an association of orphanages could also help map out
which eg african embassies in dc actually want students to help with projects like these. There is a lot of PR
talk in DC of better connecting students and aid/development organisations but from the student viewpoint I see very little
collaborative action spaces for doing this in ways that sustain across year to year. Such lack of longitudinal collaboration
is a great failing in major DC universities systems and if they need to get zero rankings on this metric in the coming US
value guide to universities so be it. It would help tremendously if embassies would longitudinally clarify when they
actually want help from students who are are passionate about their country's sustained development 4
By coincidence I received the footnoted message today from Pastor Dickinson- now I have never heard of this organisation
- but verifying such cases is something a group of us could do - especially if the end to end diaspora clubs king has told
me will be forming this year through DC take shape 5 Over the next 2 years friend and I aim to link both the most grounded
and collaborative youth summits ever seen in usa - see my blog http://youthcreativelab.blogspot.com or my father's 42 year old curriculum of entrepreneurial revolution http://erworld.tv and the most extreme open education and apprenticeship projects where capital cities wish to twin both in job creation
and youth participation in millennium goals. Having an association or friends of orphanages who want to create jobs would
fit as one interconnecting process between such summits and educators- though i hugely welcome hearing any other ideas youth/students
have that could massively and collaboratively fit this 6 I am fascinated how africa's best model for a youth microcredit jamii bora (whose founder Ingrid Munro I know quite well) began with a love of orphans and how the would leading primary financial literacy program aflatoun was innovated out of a mumbai street orphans foundation 7 I have no wish to reinvent the wheel- if you think there is already
a space out of DC that connects the above sorts of actions - please tell me where/who it is sincerely chris macrae chris.macrae@yahoo.co.uk bethesda 1 301 881 1655 Norman Macrae Foundation http://normanmacrae.ning.com - Youth Capitalism and Open Education Archives
of The Economist's 42 year long curriculum - Entrepreneurial Revolution and Collaboration Futures of the Net Generation --------------------------------- Footnote case (source not yet verified!) Pastor Ruhasha Dickson has sent you a message. Date: 1/03/2014 Subject: Assist
children Poultry farm for poverty eradication Dear
Chris Macrea,
Friends Orphanage School. FOS is a community based organization Reg. No UG/CBO/MAK- 220 in
Uganda that started in 2001 with a plight for HIV orphans,vulnerable children & needy women and operates under the Cornerstone
Miracle Fellowship church. Our support to 450 orphans is in education, food, medicine and shelter.
FOS charity
is currently undertaking a project to implement a children's nutrition and poultry farm project to feed children, provide
children between 9-15 years with skills in birds rearing for self dependence, generate incomes through egg an meat production
for sustainability and create jobs to our local people hence eradicating poverty.Its for this reason why we write to request
for your funding support to Implement this poverty eliminating program at Friends Orphanage School (UG.). With your 1 time
funding Grant of $10242, the poultry farm will be implemented to innocent lives.
waiting to hear from you.
Sincerely,
Pastor Ruhasha Fresiano Dickson
CEO Friends Orphanage School - UG
www.friendsorphanageschool.com |
x Norman Macrae Last article 2008 65 years after his last days as a teenager
navigating RAF planes over modern-day Bangladesh in world war 2 If banks in rich democracies had been truly
competitive institutions, at least one of them somewhere would have seized the main opportunity created by the
computer. This main opportunity was to make all deposit-banking vastly cheaper than ever before. By this cheapening
it should make such banking hugely more profitable. Then further competition would search for the cheapest ways
to guide all the world's saving into the most profitable (or otherwise most desirable) forms of capital investment,
thus enriching all mankind. Instead, during 2008 the total losses of banks in rich democracies - in North America,
West Europe and Japan - soared into trillions of dollars. Fearful for their solvency, these banks virtually stopped lending.
The issuance of corporate bonds, commercial paper, and many other financial products largely ceased. Hedge and insurance
firms also crashed. Mankind is thus threatened in the 2010s with its longest great depression since the hungry 1930s. Why?
The strange answer seems to be that other happy consequences of modern technology promised to make this cheapening
even faster. Call centres in Bangalore vastly undercut the middle class salaries of Midland bank clerk who until the 1950s
expensively answered clients' questions in their branches in the City of London. Cheap mobile phones kept village ladies
in once miserable Bangladesh as fully in touch with market prices as is the chief research officer of the First
National Bank of Somewhere in California. His weekly salary is still 1000 times greater than the previous annual
earnings of that village lady. The cost-effective way of running the old Midland or First National then seemed
to be to cut its total salary cost by something like 99%. This did not please Western welfare governments, or the decent
chief executives of the old Midland or First National bank. Western welfare governments have long preferred
to run their banks in high cost cartels, and even invented reasons why this seems to be moral. Their deposit-banks
have usually kept in cash only 10% of the total amount deposited with them. If 11% of depositors suddenly feared
that their banks might go bust, this could accelerate a run that would send them bust indeed. Governments therefore
thought that depositors would be less fearful if they were assured that the banks were officially and tightly
regulated. Actually, this mainly meant that the banks had to hire ever more expensive lawyers so as to escape any crippling consequences
from this regulation. The attached quote shows that Samuel Pepys understood this fact of life in his Diaries of July 21,
1662. I see it is impossible for the King to have things done so cheaply as do other men -
Samuel Pepys on discovering an important commercial fact of life in his Diary, 21 July, 1662 The
decent bosses of the deposit banks felt that the best way of avoiding sacking nine tenths of their staffs was by competing with
a very different sort of financing called merchant banking whose earnings and bonuses were far more generous than those given
to their own staff. These merchant banks were of peculiarly differing pedigree. In London, it was assumed that they
could best be run by families like Barings who had done the job for over 200 years. In the 1990s, Barings went
totally bust because one of its hired traders bet much of its money on a hunch that a bad earthquake in Japan
meant that the shares of Japanese banks and insurance companies would become more profitable. In Zurich, merchant
banks felt it most moral to keep the accounts of their depositors totally secret, especially if these accounts were
being used to defraud their own countries' tax authorities. In 2008 those 4 secretive banks were then defrauded.
In Wall Street, Goldman Sachs and Lehman Bros bid up their annual bonuses to millions of dollars for each partner.
In 2008 even Goldman Sachs made a loss and Lehman Bros went bust. A former chairman of the Federal
Reserve argues that "fearful investors clearly require a far larger capital cushion to lend unsecured to
any financial intermediary now". He therefore thinks that taxpayers money should be ladled into them to make those investors
less fearful. This seems far more likely to make depositors intermittently more terrified and cause any depression into
the 2010s to linger on and on. One of the few big banks to make a profit in 2008 was the Grameen
Bank (which means Village Bank) in that once basketcase country called Bangladesh. The sole staff in a branch serving several
villages was once a woman student. It is now more usually someone who has learnt to use the computer in the right way. The rest of this report will examine how this marvelously costcutting operation works . Larry Reed;s summary from 2013 microcreditsummit in
Philippines http://www.microfinancegateway.org/p/site/m/template.rc/1.26.24207/?goback=%2Egde_1448367_member_5801071342056910852#%21 What is the key message coming out of the Summit? The overall theme of the 2013 Microcredit Summit was “Partnerships
against Poverty: Government, Business, Finance and Civil Society,” and I think I can best characterize how the theme
was realized with a quote from World Bank President Jim Yong Kim: “Together we can achieve an important milestone in
human history. A world that is free—truly free—from extreme poverty.” In a pre-recorded statement, Dr. Kim
said, “To achieve this bold vision, all of us will have to work together, including civil society, as well as our public
and private sector partners. The many organizations involved in the Microcredit Summit Campaign and the 100 Million Project
are making important contributions to these goals….” This became the refrain for our three-day Summit. In plenary presentations
and workshop discussions we explored how, through partnerships, technology, and innovation, microfinance could do a better
job of reaching those living in extreme poverty and facilitating their movement out of poverty. Central Bank Governor Amando
Tetangco, Jr. and Budget Secretary Butch Abad, both from the Philippines, and Indonesian Minister of Cooperatives and SMEs
Syarifuddin Hasan joined Dr. Kim's call for financial services providers to reach the excluded with products and services
that enabled them to build resilience and take advantage of opportunities. Learn more about the opening plenary >>
What Summit highlights do you not want people to forget?
The tone of the Summit was inspiring and exciting
to see. In the closing plenary, Nobel Laureate Muhammad Yunus declared, “We have the ability to end poverty in the world.
We just need to come together and use our creative power. Initiatives from citizens and social business can make this happen.”
Professor Yunus called on us to work within our countries to help them first reach the Millennium Development Goals, and then
move on to the goal of ending extreme poverty by 2030." Plenary speakers filled in the “how” for how we could work together to
achieve these goals: - Regulations and policies: Regulators and policy makers have an
important role creating an environment that allows financial inclusion to reach those in poverty. Representatives from apex
banks in the Philippines, Bangladesh, and India described the policies and regulations their countries employ to achieve financial
inclusion.Learn more about this plenary >>
- Digital transactions: Technology can be harnessed in many ways to deliver financial transactions at much lower costs. Further, working in
this space requires new levels of partnerships between financial service providers, communications companies, and payment
processors. Learn more about the “partnerships” and “reaching deeper” plenary sessions.
- Reaching lower and
farther: Practitioners from around the world pitched different ways
that financial services could reach those in extreme poverty while helping them deal with other challenges in their lives.
Policy makers told of efforts in the Philippines and Latin America to reach those in extreme poverty with government support
programs tied to banks and microfinance providers. Learn more about this plenary >>
- Social business:
Businesses can address multiple dimensions of poverty and other social problems through non-dividend, non-loss companies.
Creative examples of how MFIs work with social businesses to address a variety of social problems and vulnerabilities are
pharmacies, clinical labs, client-owned insurance company, and marketing companies that sell client-made products. Learn more about this plenary >>
Finally,
the 2013 Summit provided a venue for recognizing microfinance providers that meet high standards for reaching people living
in poverty and designing their programs to address the needs of those clients. We recognized the first seven Truelift “Milestone Microfinance Institutions.”
What will be the ongoing impact of the 2013 Summit?
 Given the strong commitment of the event’s participants,
we consider the 2013 Summit to be the jumping off point for the birth of an expanded microfinance, one that sticks to its
original promise of ending poverty and embraces partnership and collaboration. By the end of the Summit we had over 160 Commitments
on the ‘Commitments Wall’ with actions participants pledged to take to reach deeper levels of poverty and provide
more pathways out of poverty. We also publicly announced 17 official Campaign Commitments to reach those living in poverty
and measure progress as they move out, as part of our 100 Million Project. See these Commitments >>
The final day of the Summit was dramatic. Typhoon Santi gave us a stark reminder of the
need for this focus on ending extreme poverty. Rising floods and falling trees killed some two dozen people that night, most
of whom could not afford to move to a place of safety and shelter.
For those of us who attended the Summit, our
commitment is to ensure that microfinance and financial inclusion serve those who are most vulnerable and provide tools that
help them build resilience and ladders out of poverty.
We closed the 2013 Summit with the adoption of the “Partnerships
against Poverty Summit Declaration.” It states that, “We as the 2013 Partnerships against Poverty Summit participants,
declare, collectively and enthusiastically, THAT EXTREME POVERTY CAN AND WILL BE ENDED BY THE YEAR 2030.” And it concludes,
“Poverty will not be ended by a single organization, but by the collective achievements of thousands of individual organizations
and initiatives, collaborations and partnerships.” Learn more about the closing plenary >>
Can you help millions of youth collaborate round missing curriculum
of human sustainability? MIcrocredit.tv is a project of Norman Macrae Foundation for Open Edu and pro-youth economics
-if you wish to collaborate rsvp chris.macrae@yahoo.co.uk washington
DC tel 1 301 881 1655 Do you know of the 2 changes to the future
of the world - and of economics - that happened in 1972? - The Economist created the genre of Entrepreneurial Revolution to debate whether the first net generation would spin one of 2 opposite outcomes- the greatest freedoms and happinesses
7 billion people had ever co-produced or the loss of humanity to Orwell's Big Brother syndrome
- Bangladesh
started up humanity's most collaborative and purposeful networks with BRAC from 1972 and Grameen from 1976. They were designed around the futures youth needed most from banking, education, market's value exchanges,
nutrition, health and from 1996 mobilizing open technology's most vital applications
Note history's greatest
lesson since 1800. Places have only been granted the opportunity to sustain growth if they have been liberated by energy and
open education; this isn't sufficient to make a place entrepreneurially happy and free-social business modeling of life critical
services including water, nutrition, health, property and banking for all become the greatest innovation challenges for peoples
to mediate. 
Professions and politicians pose the greatest compound risks to humanity as they so often monopolise how man-made systems
are controlled in ways that spiral viciously around 1% or les of most powerful people ......................................................................................................................................... | By
1984, Alumni of The Economist (and Open Society) knew that the sustainability of the net generation depended on freeing 30000 microfranchise curriculum. The immediate suggestion - pro-youth economists need to massively openly debate millennium goals and prepare to structure open society networks so as to make the best
of old public mass media and the coming of the internet's new media. Keep asking which network most massively empower youth
and citizens to value co-producing goals that humanity could only dream about while distance separated peoples from openly
multiplying life-changing knowhow 
| The death of microcreditsummit as millennium goals most exciting human network. When we first started tracking
networks in 1995 , many contenders for humanity's most purposeful network appeared and disappeared - microcreditsummit starting
in 1997 looked as if it would last longer than most. But then it got muddled up with the same big banking sponsor and warring
top-down politicianss that crashed the future of money and started to destroy the futures youth most needed economics
to design the net generation around Help with microwiki: Curriculum of how millennium goal summits prior to 2015 failed YUNUS INIVITATION 2015: Join 25000 of the world's most entrepreneurial youth, 10 Nobel Peace Laureates and every sustainability
investor Atlanta can link in relaunching the greatest collaboration golas and action networks humanity is capable of 
| Long live microeducationsummit and YMOOC -help map why only microeducation summit can save us
from now on | |
click
pic to join microcreditsummit conversation  click http://normanmacrae.ning.com/forum/topics/a-first-12-minute-curriculum-to-creating-jobs to help improve youth's number 1 curriculum of how to design job creating banks | help identify leaders sustaining pro-youth market purposesexample | pro-youth banking invests in peoples productivities and next
generation's decent jobs and learning for a living; they celebrate how knowledge can multiply value in use links: bkash (leaders kq)mpesa thegrameenbank jamiibora adiegabv. Everyday community banking is never separated from intergenerational investment banking in learning future
jobs creation -microeducationsummit.com - versus do-gooders errors microcredit.tv | anti-youth bankers aim to trap people in debt and sponsor partisan political
battles and false ratings which cause speculative bubbles especially over markets of scarce things that get consumed up in
use particularly sectors unrenewable for future generations............... |
.Which Markets Free Youth's Future Possibilities? below our summary of sector by sector -
more data at www.wholeplanet.tv - please help us search out which market sectors include a leader with a pro-youth purpose
for that market, and how do such leaders collaborate with youth ..eg by sponsoring pro-youth practitioner curriculum
on free online educational platforms such as those mobilized for real by www.khanacademy.org or tried out for real in s.africa and Kenya by a cluster of partners celebrating mandela's visions, branson's
innovative spirit, google Africa's tools and such remarkable education and banking entrepreneurs as taddy blecher (CIDA) and
Ingrid munro (jamii bora) | In 1930s economists learnt from Keynes General Theory that all
the bits and pieces that economists work on ultimately end up systemically spinning one of 2 opposite consequences
-
pro-youth (including sustainability of human race),
and anti-youth (including destruction of planet and peoples' communities) |
Norman Macrae Foundation (chris.macrae@yahoo.co.uk) washngton dc hotline 301 881 1655) also welcomes correspondence if you wish to nominate a clear description
of market sector pro-youth versus anti-youth coming soon market sectors - textiles
- food and nutrition markets
- health services
- energy and waste
- education
- place leaders
- mass media celebrities, entertainment
- open tech
professions
responsible for systems transparently valuing compound future consequences | 1971-2011
How curriciculum of microcredit became the microeconomics curricullum of everything that could sustain Bngladeshi village
youth - and 2011-2020 how a free online university can free youth's job creating curriculum everywhere
.. ... |
At microcredit.tv we welcome partners in developing a 6-week Massive Open Online Curriculum
(MOOC) of hi-trust microecredit | | Norman Macrae Foundation sponsored a special issue of the Journal of Social Business and pro-youth economics sampled to every delegate of the
last world microcreditsummit (MCS) which was guest hosted by Queen Sofia of Spain. Our aim was to collate 15 years of action
learnings about hi-trust microcredit assembled at the summits from inauguration of MCS in 1997 to Spain's 3000 person meeting from over 50 countries in 2011. You can download this special issue for free by clicking
the pic (left) |
 Hi-Trust Microcredit - The 6-week massive Open Online Curriculum -can you help rsvp chris.macrae@yahoo.co.uk
washingtin DC hotline 1 301 881 1655 | Week 1 Introduction
to what can be action learnt if one studies the development of microcredit as the systems methodology developed out of Bangladesh
from the birth of this nation in 1972. At the time there were some very specific conflicts and characteristics of being a
poorest person in the poorest 100 million person nation. Understanding these helps those who wish to transfer microcredit
franchise in the race to celebrate a "poverty museum" word -specifically we need to keep in mind what should never
be changed if we value microcredit as a systemic solution and what must be changed if extreme poverty is being
compounded by a different profile of factors than challenged Bangladesh.Week 2 to 5 addresses 4 challenges that are relevant both to
an intergenerational perspective of microcredit and the particular challenge to the human race and planet that are unique
to being members of the first networked generation | Week 2 How does a real microcredit sustain a poorest person (eg a rural mother) as an income
generator | Week
3 How does a real microcredit build a community's intergenerational development goals | Week 4 How does the advent of ubiquitous mobile connectivity
change rural or urban slum microcredit? | Week 5 What lessons does microcredit bring to the purpose of job creating banking and places entrepreneurial
freedom including the net generation's opportunity to be worldwide youth's most productive, sustainable and heroic time in
an open knowledge economy that maximises empowerment of collaboration technology | Week 6 What do you think Keynes would learn from microcredit
in the context of his general theory conclusion that as the world increasingly became ruled only by economics, one of 2 outcomes
would spin: either economist would design or destroy the compound future purposes that over 99% of parents wanted most for
their next generations. In particular how do Keynes warnings on compound risk apply to the transparency or otherwise
of bankers. politicians and media men? | |
-
We
also welcome help with microcredit curricula at nings of Grameen, BRAC and Jamii Bora or click pic above for more breaking banking news - which will be the first million student MOOC of microcredit? YOUR COUNTRY HAS NO FUTURE UNLESS WE CAN STOP BANKERS BEHAVING :IKE CASINO OPERATORS apologies to use such language - but so far convergences 4000-person millennium goal summit in paris isnt addressing how to get europe's youth back to work with urgency I had hoped we could mathematically,
two biggest lies are shattered if enough people you network with can answer these questions 1 what compound growth per year do you need for a country to grow 32 fold (ie 3200%) over
a generation of 40 years -the answer is just under 9.1%- so any banker who tells you he is searching for invesment giving
20% return per year is by definition a banker aiming to bust the bank, and bust your nation 2 how long does it take to entrepreneurially develop a service franchise which is worth
replicating because it is uniquely purposeful (in all the productive and demanding relationships it spins) as well as income
generating - because I worked at a parisian company that had first access to MIT database technology in late 1970s- I have
seen over 10000 cases - modal time for development over 7 years as
my father researched 3 billion new jobs of net generation at The Economist from 1972 in a genre he called entrepreneurial revolution http://www.ERworld.tv , the net generation can enjoy at least 10 fold growth of health and wealth out of any country but only if investors
and national leaders repect valuation truths like above, and get back to investing families savings in youth's productivity
out of every community, not speculative bubbles and scarcity manipulation like housing and built-to-flip tech-media bubbles is it possible to develop a second paris transparency appeal to stop economist and bankers
lying about the system dynmaics of such basic sustainability exponentials that build hi-trust investments ? EUROJUNK by definition at any particular time
some countriues will be in debt some in surplus- debt is not a reason why a country's future is in jeopardy- failing to invest
in youth's relevant jobs is -it is worth re-reading keynes "general theory" (the last 3 pages if you are short of
time) where he cleary identified the greatest risk to youth as fatal conceited elderly macroeconomists -please remove these
maddening experts from your nightly news if you wi9sh to live in a democracy and not trap us in orwell's big brother endgame sincerely chris macrae PLEASE
STOP HERE UNLESS YOU ALSO WANT MICROCREDIT TO HELP STOP BANKERS LYING Hugh Sinclair commented on Learning from a Heretic. in response to The Microcredit Summit Campaign: By Larry Reed, Director, Microcredit Summit Campaign What can we say about a book that
exposes a huge vulnerability in the microfinance industry, but does so by exposing only those facts which make its case and
excluding those which give more context to the story? It seems that the microfinance industry has grown to the [...]
[Letter
from the heretic to Larry, reproduced with Larry's permission] Thank you for the open response, and for being the first senior
person to have the courage to comment publicly about my book. The book is a first-person memoir, there are inevitably omissions
as I did not work with everyone in the sector, nor did many MIVs invest in the questionable MFIs I mention (SKS, Compartamos,
LAPO etc). Besides Oikocredit, I did not mention Triodos, Vision Fund, Opportunity... the list is extensive. Those not mentioned
in the book are no doubt relieved, and perhaps with good reason – I state repeatedly that there are good MFIs, good
MIVs and good P2Ps in the microfinance sector. You and I both understand that there are some serious claims in the book, well
backed up, and yet unanswered to date. No one has even denied them. These will, at some point, need to be addressed, or they
will haunt the sector indefinitely. You criticise my selective use of facts, but you do not challenge their veracity - this
has far-reaching implications that will make many implicated parties yet more nervous. I am concerned for two groups of people:
the poor, who are often (not always, as clearly stated) exploited; and the ultimate investors, who are invariably not provided
with accurate information. You suggest that direct action is required as opposed to the usual window-dressing, which I applaud.
The sector should never have reached this current situation, and frankly, we all could have done more to prevent this but
we decided to take the path of least resistance. I do have some fundamental concerns with the likes of SMART, discussed on
my blog with more to follow shortly. Self-regulation, particularly with such obvious conflicts of interest, is limited. Would
the SEC have done a better job if Goldman’s were their main funder? Policing is not only required for the MFIs on the
ground, but the MIVs. And let’s not forget, your own sponsors earn a mention or two in the book. This sector is rife
with potential (or rather, very real) conflicts of interest which need to be cleared up. The sector needs actual, real, tangible,
implemented regulation. A growing number of people are looking at this closely. It is a pity that it took my book to accelerate
this conversation, if it did in some small way. The suicides and abuses documented in the book are also lamentable. If you
want to take concerted action, which may at times be painful, embarrassing and revealing, then you have my support. But I
am not participating in a back-slapping exercise; handing out awards to my friends (the few I still have in the sector); or
presenting a rosy image to the outside world while the fundamental questions remain unanswered. Diplomacy is fine, but only
goes so far. Policing is also required. Carrots are necessary but insufficient. Sticks are also required, and sometimes may
need to be applied close to home. Benefit to the poor is my sole measure of success. No one should be angry at the messenger
– I state verifiable facts, am entitled to an opinion, and wrote a memoir, not a text-book. You are a respected, experienced
and influential person. You are also one step removed from the direct activities MIVs and MFIs, and therefore well equipped
to lead the sector out of a dark period. The issue of child labour in micro-enterprises, to the detriment of their education,
will shortly rear its ugly head. The Smart Campaign flatly refused to address this in the CPPs. Academic evidence for detrimental
child labour, as well as more broadly challenging the poverty-reducing ability of microfinance is mounting, as I am sure you
are aware. I believe the sector is at a critical juncture and needs clear leadership to steer it towards a brighter future.
To some extent this is in your hands. I would suggest a good place to start is (1) defining, formally, the definition of exploitative
interest rates according to the MicroCredit Summit Campaign. Yunus managed to do so some time ago, as have entire countries.
(2) Adding the rights of children to the CPPs – to the best of my knowledge (please correct me if this inaccurate) only
two MIVs have stated policies on preventing child labour – Oikocredit and Vision Fund. Deutsche Bank suggested they
would do so, but never bothered. (3) Equipping the self-regulators with sticks as well as carrots. (4) Initiating formal,
independent, ratings of MIVs, comparable to the ratings we expect MFIs to obtain. This should not be owned, run, financed,
affiliated to, staffed etc. by Accion, GFUSA, Citi etc. (5) Demanding answers to the claims made in the book – as long
as these remain unanswered the sector remains blighted. This is not an exhaustive list, merely a start, and (5) is perhaps
wishful thinking. I appreciated your press release and admire your courage. However, overlooking MIV regulation ignores the
elephant in the room. You know it, I know it, the MIVs and MFIs know it, and the regulatory bodies are fast finding out about
it. Window-dressing won’t work. We either implement genuine self-regulation (with teeth), or await full formal regulation.
Conversations with the regulators have already begun, and the forthcoming documentary in Holland about the antics of Triple
Jump will accelerate this. If we wish to restore public faith in the embattled sector we need to start with the organisations
that act as intermediaries between the investors/donors and the MFIs. The recent financial crisis was a fairly clear example
of this, and the microfinance crisis is a mere continuation of the same fundamental problems – conflicts of interest,
greed, warped incentives, poor transparency, sloppy regulation and corruption. If you really believe the self-regulatory bodies
are the way ahead (given their current funding sources), let me ask you a question. Would you approve of self-regulation of
Wall Street funded by Goldman’s, Deutsche and Citibank? Wolves are rarely selected to guard sheep for obvious reasons.
We need to act quickly. More scandals are brewing. I have only actually published a sub-set of the information I alone have
(rule #2 of whistle-blowing: do not put all your cards on the table). I receive daily emails now from insiders across the
planet with more examples. I’ve also received amazing support, including from some fairly senior people in the sector.
And I am not acting alone here – there are more co-heretics in the church! Norway has already withdrawn from microfinance
– this is going to occur repeatedly if we don’t take firm action to re-assure people that microfinance can be
saved. I beg people not to throw the baby out with the bathwater, but some will ignore this advice, to the detriment of the
poor. But, the alternative is not to deny the existence of the bathwater, or to allow the culprits to continue with a slap
on the wrist and the comfort of light-touch self-regulation that they can discreetly manoeuvre. Finally, let’s be frank
about the claims in my book. They are true, they are well-documented, they are unanswered, you know most of the people named,
and you have probably suspected that these activities have been going on for some time. Indeed, one valid criticism of the
book was simply “there’s nothing new here, we’ve know all this for ages”. How sad that this may be
true. It is not simply the over-hyping that you refer to in your press release – it is a lot more serious than that
and you and I both know this. [With reference to your point on over-hyping microfinance, there was a wonderful example in
the Huffington Post written by none other than Kadita Tshibaka, board director of Opportunity International the day after
your press release. You probably know him. I dismantle the article on my blog entitled “Spin Unlimited”. The Huffington
Post declined to publish an edited response on their website. This was hype in its purest form, even the fanatics may suspect
Mr. Tshibaka had gone a step too far – but it’s actually quite a funny read. One may assume he was unaware of
your press release, as one may also assume that he remains blissfully unaware of any of the academic or critical press regarding
microfinance.] You have substantially more experience than I, but I believe we share common beliefs in many ways, but particularly
in yearning to help the poor. I also acknowledge that you are in a tight spot and have limited tools available to you. I may
have even fewer tools, but I am not in such a tight spot – I don’t rely on funders, I don’t enter the politics
of the sector, I have a wealth of information growing each day, and people are taking the book seriously. In this regard I
may be better positioned than you. Like a good-cop/bad-cop routine. So, if we’re on the same page, my question is simply:
how can I help? Hyperlinks from text: http://www.huffingtonpost.com/kadita-tshibaka/micro-finance_b_1881064.html http://blog.microfinancetransparency.com/spin-unlimited Microcredit.tv is home of ratings for youth investment funds - this is the last
microeconomics community of practoce to emerge from 40 years of networks inspired by Norman Macrae's development
of genre of Entrepreneurial Revolution in The Economist 1972- as norman's last articles foresaw all big banking has lost
touch with valid models of youth investment (thecompound risk his 1972 survey foresaw) so we assume all funds
are junk status as far as investing in youth unless they apply to us for rating by our transparency model which is also
used to rathe whether trillion dolalr markets are serving purposes that most befit the futures of the human race todate
we rate wholeplanet foundation with a b rating we dont have enough information to rate acumen or daneone communities
as more than a c rating - we are as yet unclear whether any of 100 leaders of 2010s= youth's most productiuve decade put their names to any funds some funds are private to families or to funding a single netwoerk model all
other "publicly known" funds have to be assumes as junk status as far as investing in youth until they publish
transparent maps to prove otherwise 29 transparency questions on grameen bank and dr yunus Norman Macrae Foundation 5801 Nicholson Lane Suite 404 N.Bethesda MD 20852 USA
Washington DC region Tel USA1 301
881 1655 email chris.macrae@yahoo.co.ukmicrocredit.tv
is home of valuetrue rating of microcredit models; following scottish microeconomists including The Economist's Unacknowledged Giant (aka dad., Norman Macrae), our 3 primary criteria- - a) is microcredit owned by or in trust for poorest - why
is impact of this vital apart from ensuring value of productivivity is sustained (not sucked out);
- b) every service
of the microcredit aims to redesign value chain around the microentrepreneur in ways that minimise risk of being an individual
income generator provided you are a hrad worker; such microfranchising is arguably the biggest source of 3 billion new jobs
that the net generation can co-create if you value the login of our 1984 future history on the net generation
- every opportunity to integrate technology and energy is attended to since history shows these are the only stimuli
that can exponenetially adbvance communities wealth and health
to date we only know of 6 main models of aaa valuetrue
microcredit though Norman Macrae Family Foundation and Adam Smith Scholars editing Journal of Social Business welcome open debates of other candidates - 6) Grameen in Bangladesh but not how many funds including international namesakes have
aimed to replicate it; 5) BRAC;4) Jamii Bora -Kenya, and youth end slum's microcredit model (transparency note NM Foundaion made a 4 year interest free loan of $100K
to JB; it is the only financial connection we have with any microcredit's banking projects); 3) ADIE -europe's benchmark for
youth investment banking connected with Banks with values; 2) microloanfoundation; 1) conscious capitalism partnerships with microcredit of the sort pioneered by Whole Foods
- we also have hopes of alignment to our criteria by recent Grameen inspirations in eg Brazil and Turkey (where senior national leaders have blended their reputation to the emerging network) but it is too
early to rate these | |
paper by BBC Andrew Neil on 2 types of economics for inaugural issue of journal of social business download 2012 microfinance barometer from paris' 3000 person summit www.convergences2015.org
| FALL COLLABS 2012 are you in paris at 3000-person Mgoal summit www.convergences2015.org - help host series of collaboration cafes sept 16-22 ; help edit Journal of Social Business 2nd special edition of 16 years of microcreditsumit knowledge Ning
knowleddge that the world needs to know about BRAC ... GRAMEEN .... JAMIIBORA help search out 100 leaders of 2010s= youth's most productive decade Help Youth & Yunus regenerate jobs across usa- starting with week-long jobs competitions road tour 27 September | Don't
expect to do any good with the world of microcredit unless you are aware of 2 Keynsian priciples of economics. - K1:
Most academic economists destroy the futures that people want most though some can design the futures peoples want most.
- K2
The first exponential to value truly integrates capital. It is logically impossible for any place -let alone a community
to sustaing grwoth unless capital is structured so that family's savings is invested into that place's next generation's productivity.
More on economics.
So it is with microcredit which ranges from goodwill multiplying system designs
which not only create income generation for mothers and parents but invest in next generation's productivities being way beyond
historic poverty lines, to a far larger number that are either blindrun by do-gooders whose lack of awareness of Keynsian
economics ensures no positive impact can be generated over time- or badwill-rund which ensures such microcredits like
many other big banking systems destroy the futures thyat the peoples want most. Yet the reasons to study microdredit
are compelling. Within their species inspired since the birth of Bangladesh in 1971 are answers to all of big banking's "fatal conceit" crises which are currenly destroying
futures all over the western world. And when you look at the 3 billion new jobs that the net generation could be co-creating
- through the lens of Entreprenurual Revolution 1 2 started by future history diarists at The Economst in 1972 - you
will find most of those 3 billion jobs depend on bottom-up and open inter-community collaboration designs- exactly what the
architectures of the great microcredits help peoples build transparently. Charter is a question and answer method that Entreprenurial Revolutionaries developed in the late 1980s. It works in 2 main
ways. Help Charter TheGrameenBank here -currently the global brand parnership structure with both the most upside and
downside. When the Macrae family first interviewd Yunus in late 2007 it turned out that he was aiming to catch a morres law
doubling of goodwill equity in the race to end poverty every 18 months or so- that would have taken Grameen to the most valuable
brand in the world by the late 2010s - and why would that not be a fitting conclusion to a life of building the investment
bank by and for the poorest vilage mothers as it would have been the msot valued mediator of the net generation making
whaat you can actually spend your time doing on apple and facebook look like relatively trivial pursuits. Chartering
can help people discover the piurspoes of every life criticalmarket which advance the huan lot and so identify leaders we
need to value most. What should the purspoe of the web and all digital media be- to make 201s the most productive decade of
worldwide youth everywhere is the purspoe ER has valued for 40 years now. Jiin us in hunting out 100 leaders who can help
us all make 2010's youth's most productive decade by sustaining every global vilage as we dsign a world in which all our cultures
and future prospects are more connected than separated. As the father of computing John Von Neumann predicted - we will need
multi-win models and thise eladers wh get that will need a method for helpig faciliate 50 projects at a time each of whose
technological comonents will be spinning fatser and fatser. Chgartereing is also designed for the worl'ds most trusted project
eladers so that human beings serving projects also make the most of their lifetimes and societies future needs |
Looking at the vicious politics brewing all over the world, its our guess - though we love humanity to prove
us wrong - that Yunus dream that Grameen would become the most valuable brand equity by being the most purspoeful youth colaboratin
network of the web generation wont ever come to pass. But currently if you meet him - listen to his 50 favorite pro-youth
economics pro0jects- and select one that everyone you know can commit to. And if it comes true remeber to pay back some of
the equity to the founding 8 million poorest mothers who started up Grameen Bank | You
can dowload free the whole speacil issue of lessons from the first 15 years of microcredit sampled to 2500 delegates at spain's
world microcredit summit 2012- have a look at milennium goals pp to see if these are purspoes your networks value investing
youth's jobs and working lifetimes in | Have a look at The Economst's Unacknowledged Giant's last article written
in 2008- commissined for yunus to send in a co-publication to Obama whose mother had helped successfully pioneer microcredit
in Indonesia in the 1980s. Microcredit is a non-partisan method- see videos of how congress celebrated it in 2010. Any community
building leader can app it including a Mormon-networked one |
 Grameen Bank -will the truth out? 1 Grameen Bank - a charter Visit our associate web http://www.changemakers.com/user/41706 if you are interested in searching for 100 leaders of 2010s= worldwide youth's most productive decade - a search now
its 40th year thanks to dad's founding of the genres of Entreprenurial Revolution and Future History at The Economist in 1972 after seeing 500 youth knowledge-sharing around a digital network. Dad had been mentored by Keyines that there are
two opposite types of economist - those whose valuation of compound impacts help design the futures that peoples need most
and those that destroy them For those that accept Keynes view that the purpose of economics is best served when it designs
systems investing in the next genartion's productivit out of every community, the original microbanking models developed at
the birst of Banagaldesh as a nation - especially Grameen and BRAC- can be studied for the most productive knowlkedge and
human innovations ever networked. But conversely tersm such as microcredit and microfinance have no worldwide ceritification-
a loan shark can call themselves a microfinance organisation. Whats peculiar is not that there should be organsiations
using the MFI name that ar destroying youth;s productivity even faster than big banks but that some of their funders collect
donations implying thaye are alumni of Grammen or BRAC. Please tell us at chris.macrae@yahoo.co.uk some cases of mfi that
you wouldnt go near and help us identify funders whom one would have hoped had a better idea of what they were supporting We
also provide some signals of what may have gone wrong - eg Z means an old mfi founded before 1995 which may have turned against
poor as modern technolgy or new regulations required a makeover X means IPO - somehing which ends trust in a microcreit being
designed round poverty alleviation Kiva's briefings on why it ends partnerships with MFIs are of considerable value for anyone concerned with the transparency of the microfinance industry - partnerships
ended include Some parterships ending may be good news in terms of institutions finding good local support - you be judge
on these cases - AMK Cambodia | | MFI not using Bangladesh's system logics | Funders who
appear to have supported MFI | Z .. LAPO in Nigeria past awards cgap 2002 Grameen Foundation
2006 -note on founder | Grameen Foundation, Calvert Foundation (removed 2010?), Triple Jump, Deutsche Bank, Citibank, ASN Novib. Oxfam Novib, Infofin, Cordaid, Kiva (discontinued apr 2012) ref 138,9 MFI Heretic Hugh Sinclair ; Grameen Trust | | X - Compartamos Mexico | Compartamos AC (the NGO)(39.2%);;
ACCION Gateway fund (18.1%); International Finance Corporation (10.6%); | | X - SKS India | Unitus,
also % indian trusts who found their original funding diluted as us ventur capitalists entered including American firm Sequoia
Capital and the Silicon Valley venture capitalist Vinod Khosla | | | | | | | | | | | | | | | | | | | | | |
|
Since
dad and I's 1984 script on uniting the net generation around the exciting goal of ending poverty, I have tracked peoples networks most connected with this social action. Many came and went as founders wishes lapsed and
others monetised what had originally been presented as an open network able to value multiply the million times more
collaboration tech human race now enjoys compared with moon racing in 1960s. Since 1997 microcreditsummit has risen as peoples
number 1 millennium goals network but to enable 3000 people to join in from all hemispheres at least cost its sponsorship
got muddled up with big bank agendas. the last of the first 15 year series hosted in spain by queen sofia (te summits patron)
failed to discuss either what orgiginators of nicrocredit knew how to ersolve european banking conflcts and how to ersolve
problem bangaldesh has as test case of arab spring - how do peopels get rid of a duopoly of political parties whose corruption
no family or entrepreneurs investing in their children could want to be ruled by. Our left column will continue to feature
contebt from the debate of whether microcreditsummit remains the peoples number 1 network capable economically of investing
in net generation producing millennium goals -which you can also add to at the tribute ning to The Economist's Unacknowledge
Giant here. You can also read Norman Macrae last 2008 article on how to prevent global economic meltdown here. chris.macrae@yahoo.co.uk washington dc hotline 1 301 881 1655
Lower Left latest from MICROCREDITsummit Microfinance
Events
June 14: Microlinks After Hours seminar, "Attracting Private Investment into Agribusiness" (register now)
Campaign Blog
June 5: "Providing
a Safety Net for the Poor" by Richard Leftley (read) June 4: Raffle Winner:
BRAC Pakistan (read) May 29: Raffle Winner:
LIFCE (read) May 23: "Beyond the Product: Creating Social Capital to Make the Most of Microfinance" by Megan Gash and
Bill Maddocks (read) May 21: Raffle Winner: Fonkoze (read) May
14: Raffle Winner: Fundación delamujer (read) Photos & Videos
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Sign up to receive Campaign updates |
| Congratulations
to Our First 4 Raffle Winners!
 What do Fundación delamujer (Colombia), Fonkoze (Haiti), LIFCE (Liberia), and BRAC Pakistan have in common? These organizations are the first four winners of our Raffle for Institutional Action Plan Submitters.
Each week on our blog, we feature the work of one Campaign member that
has submitted their 2012 Institutional Action Plan (IAP). For a chance to be featured, submit your IAP today
and include a 600 word description of your work supporting microfinance (in Eng, Span, or French). You may also send your logo and photos of your work.
IAP deadline
for consideration: Friday, June 15. Learn more here.
|
India Health and Microfinance Community
Newsletter
The India Health and Microfinance Community Newsletter, Issue 2, is now available.
What's in this issue: - How health-specific financial products help the poor in
India deal with medical emergencies.
- How Gram Utthan in Odisha is reaching 10,000 clients across
103 villages with village health volunteers.
- How Freedom from Hunger is bringing health
integration to self-help promoting institutions (SHPIs).
- Invitation to the release event (in New Delhi, India) for "Integrated Health and Microfinance in India: Harnessing the Strengths of Two Sectors to Improve
Health and Alleviate Poverty." RSVP now.
This newsletter is a collaborative
effort of the Indian Institute of Public Health at Gandhinagar, Freedom from Hunger, and the Microcredit Summit Campaign. Read Issue 1 here.
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|  | To be sustainable a community or network needs intergenerational savings in productivity of people who
grow up in it. That's why valuetrue microcredit maps all connections shown to provide not just the safest banking system but
sustainable economic models for borderless 3rd Millennium and most exciting goals net generation can vote
for co-producing | ; |
www.brac.net www.thegrameenbank.com www.jamibora.org www.microloanfoundation.org www.adie.org - see also trusted choice of MC partners of www.wholeplanetfoundation.org |
Download special issue of Journal of Social Business on first 15 years of microcredtisummit. 
chris.macrae@yahoo.co.uk We welcome correspondence on how this American
coordinated process eventually spun off track due to sponsorship by big banks and other non-economic forces. Entrepreneurial Revolution friends and family of The Economist's NormanmMacrae want to help ensure that the new millennium goals summit http://www.convergences2015.org/ coordinated out of Paris learns from these wrong turnings Simplifying 720 Variables of Microcredit to 15 Design Choices - Journal of Social Business
introduces editorial lens so that contributors charter context of their knowledge microcredit charter -which of these community dynamics does your
microcredit use to build trust in community future generation- tick practice if included; add any notes or links on integrating
practice B A N K | B1 Loans | B2 Basic savings | B3 Investment franchises | B4 Insurance | B5 Funded
to be owned by poorest | | | | | | | M A
R
K
E
T | M1 Community/ village market round bank | M2 Responsible integrating
value chain - name sectors | M3 Model unique so others pay to intern/ dialogue | M4 Microcredit's
brand trusted enough to make SB partners | M5 Other ways good news of your microcredit
impacts www youth | | | | | | | www KN OW -- HU BS | www1 Agriculture including water crops energy | www2 Kids
E-school & Youth E to be job creator | www3 Telecentres : mobile change | www4 Health & safety | www5 Egov and professionals in village | | | | | | |
| click pic to download this special issue
history's
special cases -while we aim to learn what can be started in places where people are unbanked, history also shows special
cases of hi-trust relationships that have taken decades or centuries to build- how such institutes are morphing interests
us rsvpchris.macrae@yahoo.co.uk if you know of other cases like goodbee.comwhich is part of a huge community banking model for serving poorest in 6 Eastern European countries. | When
any industry sector is chartered, some of the action junctions turn out to be most critical to sector trust due to the changing times. Why do we conclude that MicroCredit's most critical blackspots in the job hungry world of the 2010s connect round - loans
- savings
- ownership
structure
- markets the microcredit accesses for its members
- the knowledge it helps its members
hub?
 ..
|
Blog with editors of Journal of Social Business - eg how does one share practices given 720 diferent types of microcredit
solutions? 25 net generation views on
how to save the world from macroeconomic collapse need integrating round schumpeter's global village networking economy - can you help linkin - chris.macrae@yahoo.co.uk wash dc hotline 1-301 881 1655 Not only do different local contextual challenges need urgent solution but we need
to unite the main microeconomic tools of microcredit. Map multi-win models for society, business and connecting sustainability
of communities. Externalising risk at boundaries is the last thing any profession with a do-no-evil hippocratic oath should
master over administrating. Time to demand public servants and media celebrate transparency: innovate goodwill economics before Wall Street ratings agencies destroy all youths futures of productive work by failing to unite around actioning
exciting millennium goals. VIEWS YGeneration (those desperate;y searching to make 2010s youths most productive decade) needs to action network and hi-trust leaders
it needs to mobilise | Diary highlights of peoples job-creating summits 2011s Europeans first chance to reflect on job creation learnings from youth's greatest summit (starting monday 14th nov
hosted by queen sofia) will be convened in brussels by EU on friday 18th)
more details at http://ec.europa.eu/internal_market/social_business/ & http://www.entrpreneurialunion.com/
expected in brussels are Polish Prime Minister Donald Tusk, Greek Prime Minister Lucas Papademos,
European Commission President Jose Manuel Barroso
New Economics Crowdmap: Greatest Pro-Youth Summits ...MicrocreditSummit 1-15 -the greatest ever pro-youth knowhow network for new economics - thanks to relentless support of Queen Sofia of Spain
pages From Journal of
Social Business & New Economics – Special Issue: MIcrocreditSummit 15 (download your free issue)
|
Page 5 : John Hatch:
1994 Vision
Behold the largest self-help undertaking in human history – bringing hope, dignity, and empowerment
to tens of millions of the world’s poor and poorest families. Behold a movement with global outreach that has penetrated
beyond city slums and market towns to even the most isolated villages. Behold an industry that embraces thousands of NGOs,
credit unions, public and private banks, and an infrastructure of hundreds of thousands of community-based peer lending groups
that are enabling many of the planet’s most disadvantaged households to generate the additional income and savings they
need to keep their children alive, nourished, healthy, and able to attend school.
ASKING YOU ALL MAKE THIS KNOWN AS THE SUMMIT OF JUSTICE
Page 17, HM Queen Sofia of Spain, 1997 Speech at Summit
1
We are convinced that poverty is the denial of every human right and its eradication the speediest way of bringing
down the invisible barrier which isolates the most deprived from the rest of the world. And this is the best homage we can
render to the millions of men and women who have set their expectations on this Summit, which I hope shall be known in the
future as the Summit of justice and solidarity.’
| Boston
MIT (number 1 job creating educational institute) Entrepreneur Cnetre (eg roberts) web centre (Berners Lee) media
centre (see eg book by , devleoping world centre (eg Legatum: Quadir), open course centre | Altanta
Bhuiyan Youth Job 1000 brainstorm, CARE value chain analysis | Dhaka Yunus, Abed | Princeton Yunus.
Daley-Harris | DC e. Europe microcredit interns at USAID | | Brussels MicroStart & Germany;
Italy Per Micro; Netherlands: | Paris : Nowak, Emmanuel 3 2 1 | Warsaw MFD | London
Ibrahim Cohen Butler-Sloss Ryan | Madrid Nazrul Chowdhury | | Nairobi
Ingrid Munro | Stockholm & Nordica Capitals | Nigeria/Ghana | Cairo/Ethiopia | Joburg | | Brazil | Ecuador | Mexico | OZ
& NZ | Other | | China including HK and Singapore | India | Japan | Russia | Other
E Europe |
Excerpt from December Correspondence Diary when you compare 3 summits side by side
as I have done with mcs in spain and 2 in europe union at brussels, it becomes clear that microcreditsummit misses more and
more of the detailed challenges- having sealed a weird (not smart) american view of how to resolve aid challenges that americans
big banking, macro-aid, and pr-led ngos have largely created; worse there are at least 10 if not 20 different economic challenges
facing different clusters of nations and how microcredit could help solve them editorial
conflicts of uniting round millennium goals havent been as messed up since dad and I started editingNet Futures - The 1984- 2024 Report them in 84; secret attempts by uk gov to commit .7% to developing countries at a time of spiraling macroeconomic
destruction in uk and euroland made front page headlines on daily mail on saturday - microcreditsumit at 15 has never seriously involved economists
or media people to help iteratively action learn round these- so we end up with lowest common denominator arguments of what
to action different
branches of microcredit are going to have to take charge of their own micro micro summits before integrating a whole network
relevant to 2010s as most productive decade www.yclub100.com - in other words microcreditsummit became macro without any deep conflict resolution practice
- there was no space for most trusted leaders knowledge becoming what was built (passed on to next generation of microcredit
and millennium goal leaders) on over 15 years of networking how to explain this politely to one such as sam is a problem I dont yet have a clue on ; and then yunus (in
the midst of bangladesh's 2 years of living very dangerously) is pursuing an agenda that doesnt fit any of above resolution;
not what was needed at a time when the working lives of the whole net generation was reaching a last crossroads. nor what
arab spring illumination required lets hope sir fazle makes a full recovery from his operation in new york this month- more than ever his 40
years of work is the calm source of developing global village solution franchises, whilst job creation in developed countries
involves doing systemic professional transformation stuff that none of the microcredit establishment is leading but sir ronald
cohen and maria nowak and bnp paribas may be, and boston remains mobile and web entrepreneurial revolution epicentre; and
it would not prudent to forget what only microeconomics webs in china can mobilise iqbal quadirs personal networks are gamechanging but he's on an institutional
building roll within MIT at the moment which aint going to help resolve all the messes microcredit is battling with macroeconomics
and top-down politicians do you know- does negropronte
ever show up in boston these days- he's the undervalued giant of digital media who may be able to help connect the unconnectable chris |
Nov
2011: Microcreditsummit, the millennium goals action network celebrates its 15th birthday in Spain with Queen Sofia guest
hosting. The 127 page program of celebrations is at http://issuu.com/microcreditsummitcampaign/docs/web-2011globalsummitprogrambook_final?mode=window&backgroundColor=%23222222 For media experts like World Class Brands network it could just be that proving job creation promotions are the most economic of all in 2010s (relegating the
advertising spot to its neurotic 20th C history) may be the greatest reason developed nations have for celebrating microcredit's most hi-trust networkers microcredit.tv is one of 20 volunteer stations designed by Norman Macrae Family Foundation to help
youth replay the good news advice of The Economist's Unacknowledged Giant - queries always welcome chris.macrae@yahoo.co.uk wash dc hotline 1- 301 881 1655 - hot tv stations winter 2011 include http://www.worldcitizen.tv/ http://www.africanidol.tv/ A Job Creation Survey Particularly for those who have spent years at microcreditsummit benchmarking mothers’ investment in their
next generation’s productivity 1 Name a sponsorship amount and describe the best job creation
experiment you have ever seen actioned for that amount |
Example - $40,000 State of Georgia USA -What Youth and Society Get Over 1000 students and 45 university principals participate in a one-day job creation competition judged by
leading business people, bipartisan offices of state government, and states leading job creation foundations. Celebration
in regional newspapers that a Nobel Laureate had come to learn with the process. Identification
of a handful of outstanding youth entrepreneurs Identification of dozens of ideas that could be followed up if professors
and students outreached in the societies the competitors wanted to find social business solutions for What Could
Happen Next Process could be replicated by other states and all ideas could be logged up at a website
so that inter-state dialogues could develop Some Comparisons on What Else People get for $40000 About 1 second of a superbowl commercial. About 1 minute of playing time of a leading American Footballer,
or 5 minutes of a leading European footballer. Less than one ten thousandth of what each main corporate sponsor of the
Olympics spends Historical note for economist:In 1976 at the same time that Muhammad Yunus was taking students out so solve really community problems
in the Grameen Bank project, The Economist’s Unacknowledged Giant (Xmas survey Entrepreneurial Revolution) announced
that mass media and big government in the West’s third quarter of the 20th Century had destroyed the
original precept of free markets. He called for a total redesign of 20th century organisations before the
coming networked generation needed to integrate every local community into a global networked 21st century.
In 2008 his last article updated this challenge- download this at www.considerbangladesh.com More references; notes on the Atlanta process are published in issue 3 of journal of social business
that celebrates 15 years of being linked in to microcreditsummit. The BBC’s Andrew Neil writes on the war between job
destroying macroeconomists and job creating microeconomics in issue 1. Two worldwide portals changing mass media madness are www.singforhope.org and www.danonecommunities.comMuhammad Yunus and the new nation of Bangladesh had a dream - the social business
stockmarket of financial services- until end of 2010 they were doing very well - then it got put at risk by such as odd partners
as Prime Minsiter Hasina, the Britiish Broadcasting Corporation and Cherie Blair - help leaders, youth and yunus to reassemble this SB stock market. Its fundamental to all youth's futures - be those that productively end poverty
in developing nations or create jobs for the net generation in richer nations wholeplanetfoundation chooses microcredit
partners to help it develop (micro)economic partnerships owned by poorest agricultural areas - see their choice at http://www.wholeplanetfoundation.org/partners/implementing/ -who else chooses suppliers of social business financial services rsvp info@worldcitizen.tv 
Europe's Last Chance
to Regenerate Jobs in 2010s- see you at microcreditsummit spain hosted by queen sofia in november problem sheet #1 How can we influence the consortium below http://www.trust.org/trustlaw/connect/quiz/ In normal times this intervention should have been led by yunus Trouble
is that while Maria Nowak is Europe's best person to lead this the structure that has been set up by the law firms is
already doomed to destroy radical change in professions- if you are an entrepreneurial support organisation the parent web
site says do not contact us directly - go through one of our locally chosen entrepreneur organisations- then presents a list
of unsustainable social entrepreneurs MICROCREDIT EUROPES JOB CREATOR That goal is reflected in the work of 20 law firms brought together by TrustLaw (www.trust.org/trustlaw), a legal news service run by Thomson Reuters Foundation, for a major study on the regulatory obstacles to microcredit across
the EU's 27 member states.
Led by law firms Orrick and Latham & Watkins, the consortium is working on
a country-by-country report to be published by TrustLaw later this year.
Paris-based Adie plans to take the
report to the European Commission in November to advocate for sweeping changes to regulations across Europe.
MONOPOLY ON LENDING
The European Commission estimates there are some 18 million micro-enterprises in member
states, employing 37.5 million people or about 30 percent of the overall workforce. Micro-enterprises contribute 1.1 trillion
euros ($1.6 trillion) to the European economy.
A micro-enterprise is defined as a company employing fewer
than 10 people, while microcredit is a loan of less than 25,000 euros ($36,000).
Advocates of regulatory
change point to the European Commission's new 10-year plan to boost economic growth and create jobs, known as Europe 2020,
as an opportunity to integrate microcredit into EU priorities.
Among the reforms MFI are calling for, Adie's
Nowak said it was vital to break monopolies on lending. In Germany, for example, only banks or specific financial institutions
can grant loans, meaning MFIs can only act as agents.
"The challenge is not to enter into competition
with banks," she said. "It's rather to be a sort of entry point for people who do not have access to banks into
the banking sector."
She called for a softening of usury rules capping interest rates on small loans,
arguing that existing rates were "too low to make the system sustainable".
Austria, Denmark, Finland,
Germany, Hungary, Italy, Poland, Portugal, Romania, Spain and Sweden all have usury rules.
Nowak said other
countries should follow France's example by allowing MFIs to borrow from banks for the purposes of on-lending to micro-enterprises.
Throughout much of Europe, MFIs can only lend out of their own equity.
ABOUT US Our constitution is that of an association
of family associations aimed at advancing the human lot out of every community. Our pro-youth investment
values go back to the original Scoittish purpose Adam Smith had in raising questions about system designs which
evolved as the bottom-up discipline of economics. By 1843, this discipline was entrepreneurially codified sufficiently
for The Economist to launch a social action media around it. The second editor of The Economist helped the royal family
change The Englush Consitution from one that empired over the world to one that sought to empower commonwealth. In 2012, we
aim to publish various works in the run-up to the London Olympics celbrating six quarters of a century on from Walter Bagehot's
extraordinaey intervention We currently sponsor the Journal of Social Business and YunusandYouth.com from the estate of The Economist's Unacknowledged Giant Norman Macrae We are preparing a sream of publications that will be freely downloadable by Novemeber 2011 which is the date
of the last microcreditsummit in the first 15 years series. This is guest hosted by Queen Sofia of Spain. If that will be
an occasion to meet you, please tell us in advance rsvp info@worldcitizen.tv Chris Macrae Washington DC 1-301 881 1655 | Our web and network are concerned only with worldwide replications of the original system
design criteria of Bangladeshi microcredit . These banned outside ownership interested in extracting dividends from the poorest.
These models never decoupled credit from economically safe savings products. Equally these models made charity sustainable
by identifying a positive cashflow model whose surplus was reinvested in the communities the poorest worked. Mathematically
there is now a third of a century’s proof that this design of microcredit is the greatest tool for extreme poverty alleviation
ever invented provided you are aiming at an intergenerational development and the compound impacts that such a time period
involves. Since mobile technology came to villages the opportunity to ensure that no human being is
unbanked has become within reach because moile phones can bring doiwn the transaction costs of securely checking financial
transactions down so low that even a transaction of a few cents need no longer be a loss leader for a financial institution
to service http://www.bankabillion.org When you hear someone naysay this it is useful
to understand who sponsors there work. Some are sponsored by big banks which 20087 proved to have designed the least economical
and most communally destructive systems known to man. Others are sponsored by command and control governments or vested interest
groups including g the type of poverty professional who is based in one of the richest capitals in the world and whose union
has contracted that the professional need never spend more than 3 months a year working in a poorest place of the world |
Who'd Want a Nobel Prize
Back in July 2008, the chief judge of the Nobel Peace Prize came
from Norway to Dhaka to open a museum on the liufe accomplishments of Yunus and to address banagldeshi ypouth as the model
of the sustainable net generation. He promised his institution would always look out for youth. Cut to May 2011: here's what
the same youth are chatting about now Yunus is one of our greatest icons of national pride. What do we achieve by denigrating
ourselves? What
are the charges against Dr. Yunus?
1. He has over extended
his stay as chief of Grameen Bank. Well, same
goes for many of our political leaders.
2.
He runs Grameen as his own personal fiefdom. Same goes for every
other towering personality presiding over
the institutions they have built
with tear and toil whether in political, social or business life. Recalling
a similar
practice may be helpful. Rabindronath started an unorthodox school
the famous Santinikaton in 1900 and presided over
it in different capacities
till his death in 1941. Grameen Bank is a unique institution and shouldn't
be bracketed
with other banks.
3. Micro credit has failed to alleviate poverty. This is a tricky
issue, but without going into lengthy debate, it's safe to conclude
microcredit practiced by PKSF run by government,
NGOs and Grameen Bank has
kept at least half the country's rural community alive over past two
decades. That itself
is a major achievement. Besides it has given self
respect to these otherwise non entities who are usually frowned upon,
often
romanticized but never respected by the centers of power. Moreover, there is
no denying the fact that microcredit
has empowered a huge number of rural
women. It has ushered a social movement in Bangladesh.
Grameen
Bank is not the only institution which extends microcredit. So,the
interest rate is dictated by the market. It may also
be noted that
microcredit can not be considered as the panacea to solve all the economic
problems of the country.
4. Interest rate of micro credit is exorbitantly high at nearly 30% per
annum.
It's incorrect. Under no circumstances it exceeds 25-27% at most,
which is a great relief in comparison to more than
100% charged by loan
sharks. None of the state owned banks let alone private ones have the
capacity to reach deep
interiors of rural communities.
These are no mean achievements. Nevertheless, being human Dr. Yunus isn't
above
controversy. His attempt to float a political party was not
appreciated by thoughtful people. But a responsible government
ought to
correct his errors and not cut him to pieces. In this regard Professor
Rehman Sohban the much acclaimed
public intellectual has brilliantly
articulated our collective thoughts in his Daily Star article on 15th March.
We
hope wisdom will prevail and the government will refrain from humiliating
Dr. Yunus any further and negotiate a peaceful
and honorable transfer of
power in Grameen without jeopardizing the entire micro finance programme.
| . |
| Our Washington DC hotline is 1-301 881 1655 - skype chrismacraedc - email chris.macrae@yahoo.co.uk microcredit.tv , like the whole industry, is in a state of flux. This is caused by the prime minister of the country that was once celebrated by worldwide youth as the open university of microcredit tearing the founding institution down. It is rumored -as at May 2011 - to
be replaced by her advisers macreconomic theory called microsaving http://www.microcredit.tv/ our aim through 2011 which we hope to have achieved in time for the 2011 world microcreditsummit hosted by Spain's
Queen Sofia in november is to link in to those who are doing grounded research on what microcreditsummit once
proposed as learning around the deep 3 of microcredit Grameen BRAC; and Kenya's Jamii Bora . Between 2008 and May 2011, I have made 8 amateur expeditions to Dhaka to Grameen and BRAC and my family
sponsored another 20 or so highly networked people such as the founder of the-hub (6000 entrepreneurs in 40 intercity spaces) to the deep 3. MicroKnowledge: To be transparent about the
content we seek to connect at this web: I declare a personal dread of today;s conventional wisdom that we need general
standards and ratings ; the world bank, so-called charities like accion which specilaise in IPO's microfinance instead
of invsting in poorest's community ownership , and others inside the beltway are now inviting in the same macro mindsets
that led wall street banking astray showing a total mathematical inability to understand diverse models first. My family has over
60 years practice in the opposite paradigm of how entrepreneurial revolutionaries and microeconomists truly map out humanly productive work and innovate in the face of urgent social need which
usually includes integrated reconciliation of cultural conflicts http://www.youthandyunus.com/posts/view/100/22/is_bangladeshi_microcredit_the_worldwide_s_most_exciting_invention Ironically before dad went up to cambridge as one of the last students to directly ponder over Keynes great
quandry - what woiuld happen to the hippocratic oath of the profession that increasingly ruled the world, he was
a teenager in world war 2 navigating RAF planes out of modern-day Bangladesh studying an Indian correspondence course
on economics. At Cambridge he also met Janet Kemp who became my mother and whose own father Sir Kenneth spent
25 years being converted by Gandhi from chief raj judge in Bombay who imprisoned mahatma to lawyer writing up the legalese
of India's Independence. Dad worked for 5 decades at The Economist, which had been founded backed in 1843 by microeconomist
James Wilson, who died before his time - 9 months into a project aimed at reforming Raj economics at Calcutta. Today
BRAC cures the disease that ended James with oral rehydration- the epitome of a knowledge economy free market where the cure's
ingredients are abundantly available costing a few cents if only mothers of infannts know how and when to deliver.
The first 40 years of Bangladesh were celebrated as the most cheerful grassroots entrepreneurial networking nation, leading
the world to the most exciting millennium goals. In Spring 2010, Obama convened the first presidential summit of
entrepreneurship between 60 East-West nations aimed at exciting the west to learn from the east's micro up approaches
- especially how to celebrate use of info technology for the poor. This fitted dad's 1984 storyline on how to change economics in time to ensure that globalisation didnt end up spinning Geoirge Orwell's nightmarish ending to human sustainability
- an outcome that Einstein was concerned that every mathematician need be trained to help prevent In pursuit of the
wishes of Norman Macrae (aka Unacknowledged Giant of The Economist) , we are making social business loans to micromedia concerned
with forbidden questions and recovering the best news stories of how youth can yet make 2010s the most exciting decade wherever
countries decide to adopt economic policies that invest in youth - that being what the maps of Bangaldeshi microcredit
- when it was the networking age's greatest invention- celebrated out of every village hub. Projects receiving
loans from Norman Macrae and family floundations include: - Journal of Social Business - the only journal on pro-youth
economics and case studies valued by entrepreneurial revolutionaries
- Special spin offs of journal - eg we have invited MIT entrepreneurs to compile a journal choc full of what they would
most like to share with Miuhammad Yunus as world champion of info tech for the poor and with a special focus on how could
we open source a green social business stockmarket - an idea that emerged from a wonderful Embassy of France in DC gala
between MIT entrepreneurs, and leaders of French and US startups programs.
- Viral good news competition being chaired
by the student founders of mficonnect.com
- Some of the early research into what constitution do countries need when
most of the population is under 30
- YouthandYunus.com which we aim to roll out in english and french before seeing if there is demand in other mother tongues
|
March 2011, Wash DC = Annual State of Microcredisummit Debrief This took place in the press building in washington DC this morning thanks to the heroic work of sam's team at microcreditsummit, and
with muhammad yunus through video conferencing - also guesting in person was Spanish Secretary of State for International
Cooperation Soraya Rodriguez Ramos AND U.S. Ambassador-at-Large for Global Women's
Issues Melanne Verveer
BEYOND
HEADLINE microloan has grown more than 16-fold from 7.6 million in 1997 to 128 million in 2009, I learnt
of the irony that tomorrow possibly the riskiest day in the future of womens economics is also the 100th aniversary of
international womens day For me transparent information segmented into 3 flows: 1 ways microcreditsummit
sees of restructuring information so that in the future two main goals dont mixed up - 1) how many families have access
to mfi and 2) how many have access to poverty-ending futures 2 the US press corps slowly learning that a bank
totally controlled by bangladeshi government might lose its microentrepreneurial edge very quickly (and so all the grassroots networking knowledge that bangladesh has built over 40 years since there's no reason
to believe that the government will stop at appropriating the equity of one group of 8 million poorest families and not another's) and
possibly that the government's inquiry strategy may try to nationalise anything with the grameen name on it 3
how would the total academic, practitioner and media knowhow of 1) need to be presented differenly so we never again
put a builder of sustainable microcredit in such a position as we have all put yunus | Which is simplest
article on microcredit you have ever seen? rsvp info@worldcitizen.tv - answers 1
Frankly, Yunus is the most honest person I have ever met. What may that tell you about how to live
with Global Media?
Breaking News for 2011 - perceptions of truth are being changed so fast that we invite you to come and crowdmap
with us http://socialbusiness.crowdmap.com/reports- in particular we invite mathematicians to start registering what we want to talk about in spain in november - as for the
rest of big financial world they are neither convenient nor true and we really need to take back public media - beginning
with UK's bbc and india's dd - as dad suggested in 1984 Changing national politics Changing economics Changing employment Changing educationhttp://socialbusiness.crowdmap.com/reports/view/49 http://microcredit.tv/ |
queen sofia microcreditsummit nov 2011 valldaloid, spain see below extract of story of Nasreen Khundker who in 1993 was a member of the Phase IV evaluation mission of Grameen Bank -an evaluation financed by NORAD, CIDA,
USAID and a few other donors ...
The truth is that real Bangladesh microcredit models always works mathematically to
end poverty as Bill Clinton testifies, and these testimonies in US congress Fall 2010 show. Or look at 1993 valuators comment. In fact, for the poor's 16D purpose of developing
community sustainability, Grameen is one of the most verified models on the planet.; What has no verification is wall street
owned microfinance. Yet again the greedy hands of wall streets and mad avenues are to be seen trying to trap peoples in dismal
"big brother" macroeconomics - the world away from the microeconomics purpose that Adam Smith alumni and entrepreneurial
schools originally invested in future generations with
On submission of our evaluation report, we met Prof. Yunus at
the Grameen Bank headquarters. What was remarkable about this meeting was that at the end all donor representatives mentioned
that should he need further financing, he knew where to find it. Yunus politely declined their offer.
I was
impressed by his honesty and straightforward manner and his unbowing attitude to donors. This was remarkable in a country
which constantly solicited aid and bowed to donor conditionalities in return for the loans they gave. I later learned that
Prof. Yunus refused a $100 million loan from the World Bank about the same time
|
Microcreditsummit - the greatest peoples network ever? Our
editors and web supporters think so because its about everything banking communally sustains or destroys
from one generation to the next. In the Bangladesh model (the nation whose birth- as then the world's poorest - in
the 1970s itself gave birth to the microcredit open source solutions that invite the human race to network round ending systemic
poverty) microcredit never separates the banking process from community-owned markets and open knowledge hubbing. Integration
of this three-in-one map for multiplying value connects life critical services such as job creation, education, health including
clean food, water, energy- empowering people (parents and then their offspring) in the community to ultumately be
self-rleiant in doing these services, and making sure that community sustainability goals are relentlessly chosen - and invested
in around the next generation . Networking Economics sytems designed by and for the poorest provide the most
economical journey entrepreurial spirit can purposefully compound. It shows us the most wonderful above zero-sum
mosels that win-win-win economics is capble of investing peoples futures in. It cold even make Keynes' alumin proud of the duty he announces
that increasingly only economics rules the world.
Spain's world microcreditsummit chief
guested by Queen Sofia in 2011will invite participation in over 50 networking workshops- here are
first batch of 10 lredy ssembled; its up to you to name something tht's vital to community sustainbility if you dint se it
lredy being featuredMore
than 50 workshops are being organized for the upcoming Global Microcredit Summit ...to be held from November 14 to 17, 2011 in Valladolid, Spain. Each
workshop will have a paper authored by a leader in the field of microfinance. Click here to view the announcement of the first ten confirmed workshop authors for the 2011 Global Microcredit Summit.
• What is the Cutting Edge for Microfinance
in Remote, Hard to Reach Areas? - Anne Hastings, CEO of Sèvis
Finansye Fonkoze • Finding Solutions to the
Currency Risk Challenge for MFIs, Investors and Donor Agencies. - Brian Cox,
Executive Director of MFX Solutions • Best
Practices in Community Managed Savings Groups and other forms of micro-savings for Successfully and Sustainably Reaching the
Very Poor. - Chris DeNoose, Managing Director of World Savings Bank Institute
& Jeff Ashe, Manager of Community Finance at Oxfam America • What Can Branchless Banking Do to Advance the Field, and What Can
It Not Do? From Mobile Banking to Point of Service. - Claire Alexander, Senior
Program Officer at The Bill and Melinda Gates Foundation • How
Have Micro-Franchises Improved Income Opportunities and the Lives of Community Members, and How Can MFIs Make Them Available
to Their Clients. - Jason Fairbourne, Peery Fellow at The Ballard Center for
Economic Self-Reliance • Catapulting Youth
Livelihoods: Finance-Plus Strategies to Improve Attitudes and Behaviors, Provide Hope and Opportunity. - Lara Storm, Director of Youth-Inclusive Financial Services at Making Cents • Why Managing for Social Performance is More Important than Just Measuring It, and How
Can MFIs Best Use These Insights? - Laura Foose, Partner at Alternative
Work Credit Technologies • Women are Useful
to Microfinance: How Can We Make Microfinance More Useful to Women? - Linda
Mayoux, Independent Microfinance Consultant • A
Deeper Look at Programs that Work with the Ultra-Poor: From Safety Net Programs to Other Innovations. - Nathanael Goldberg, Financial Inclusion Director at Innovations for Poverty Action • What Have we Learned about the Most Effective Ways to Use Micro-Insurance
to Reduce Vulnerability: Health, Life, Disaster and More. - Richard Leftley,
President & CEO of MicroEnsure
| Ultimate microcredit debate - why did one man decide to
ruin microcredit for India? Perhaps vikram didnt understand that the world's greatest innovation does not just need a financial
model but needs to woek out what conflict resolutions are needed in the community before business entrepreneurs can generate
...Yunus, Grameen, Bangladesh | | Vikram,
SKS, India | | | | |
microcredit.tv when you observe Clinton Global and the folly of SKS (India's IPO'd microcredit, led by a man who calls himself
a disciple of Yunus) http://blogs.forbes.com/meghabahree/2010/09/21/microfinance-or-loan-sharks-grameen-bank-and-sks-fight-it-out/ you may wonder how could an Indian not know the script of the Gandhi
Peace Prize 2000 Citation : Grameen bank, Bangladesh-
has human long-term memory been completely erased by the vicious combo of mass media soundbites and computer short-term
memory even in India? Gandhi Peace Prize 2000 Citation : Grameen bank, Bangladesh There are few institutions that inspire faith in humanity even in an
environment of material greed, soulless careerism, exploitation and pursuit of naked power, institutions that live with the
credo that “small is beautiful” even when the world is being besieged by the philosophy of the big. They are the
institutions that live with a soul committed to fighting the inroads of global homogenization, seeking to provide succor to
the deprived yet diligent common people and proving that unity can work miracles even in an age of growing individualism.
The Gandhi Peace prize 2000 is being awarded to one such institution- Grameen Bank radically reversed conventional banking
practices with their emphasis on collateral security, practices which has given rise to the witticism that the best way to
get a loan in convince the banker that you don’t need one. Here is a new banking system in rural areas that is based
on mutual trust, solidarity, participation, peer monitoring and accountability. Its operations indicate the faith of its founding
father, Muhammad Yunus, that if financial resources are made available to the poor on terms and conditions that are appropriate
and reasonable “these millions of small people with their millions of small pursuits can add up to create the biggest
development wonder.” The success of Grameen bank has won international acclaim and emulation. With its participatory
approach, emphasis on women entrepreneurs, women’s empowerment and employment creation, the microcredit projects have
come to be hailed as a very promising approach to poverty eradication. Mahatma Gandhi
gave the world a talisman “Whenever you are in doubt or when the self becomes too much
with you apply the following test Recall the face of the poorest and weakest man whom you have seen
and ask if the step you contemplate is going to be of any use to him. Will he gain anything by it? Will it restore him to
a control over his life and destiny? In other words will it lead to Swaraj for the hungry and spiritually starving millions? Then you will find your doubts and your self melting away” Grameen bank, Bangladesh is an invitation par excellence, which passes the test with great elan
| |  Fazle Hasan Abed on BRAC. |
Muhammad Yunus We encourage young villagers that Grameen offers secondary school scholarships to pledge that they will never enter
the market to seek jobs from anybody. They’ll be job givers not job takers. We explain to them “Your mothers own
a big bank, Grameen bank. It has plenty of money to finance any enterprise you may wish to float, so why waste time looking
for a job working for someone else? Grameen Bank is in the business of encouraging entrepreneurship among the people of Bangladesh
– not dependence”Yunus, Building Social Business, 2010 |
What connects the most purposeful peoples’ summits in the world? 1.0
Uniting round The Greatest Ever Goal: 1960s people had the moon: we have saving the planet
& ending poverty –what could be more exiting than 2010s? 2.1 Celebrating practitioners with solutions
that diverse peoples and communities can open source; peoples summits are exact opposite of global summits where world leaders
are there to image make on tv 2.2 Does a peoples summit exist- in my searches the one that’s most interesting is 1997-2010
microcreditsummit www.microcreditsummit.org Behold the largest self-help
undertaking in human history—bringing hope, dignity, and empowerment to tens of millions of the world’s poor and
poorest families. Behold a movement with global outreach, that has penetrated beyond city slums and market towns to even the
most isolated villages. Behold an industry that embraces thousands of NGOs, credit unions, public and private banks, and an
infrastructure of hundreds of thousands of community-based peer lending groups that are enabling many of the planet’s
most disadvantaged households to generate the additional income and savings they need to keep their children alive, nourished,
healthy, and able to attend schools |
Probably if microcreditsummit had started
much later than 1997 it wouldn’t have developed to be human process distributed 3.1 What
can we learn from history of greatest races? Well it seems to me that the moon race was greatest collaboration
between man and computer because the computer was only used for what man couldn’t do; today’s hi-tech mistake
may be to only use man for what computers can’t do 3.2 Discover collaboration
tools usable at magic ages in personal development- in 5 years of searching world citizen guides identifies: 3.2.1 before adolescence the Gandhi family
who care for 31000 lucknow school children that has computerised Montessori practices, and Harrison Owen open space
as extraordinary collaboration experiences 3.2.2 for teenagers, the entrepreneurial competition formats of new Zealand schools where every child is also
encouraged to be a great journalists /questioner and not rush into smart answers looks world class to me 3.2.3 for those at university age (or last 2 year together before jobs) networks of microenetrepreneurs
like Bangladesh encourages and Frnace has implemented round www.danonecommunities.com are great collaboration experiences; 3.2.3 At every age: based on
Dr Muhammad Yunus new book Building Social Business we can host games round any greater sustainability goal we
choose, and encourage 12 type of collaboration partners to play at networking innovation by multiplying best of micro systems,
macro systems and media systems 4 Elect beliefs which can help the culture sustain people summits over 13+ years 4.1 the king can’t change until people can is one of my favs
– what’s yours for mathematicians (or those professions that pride themselves on numeracy) : we are suffering
from the world’s biggest maths error- the bad and good news is that we can only see sustainability
blossoming if we resolve this error; the maths of sustainability exponentials exist (yunus social business model is one version
of it) ; also those microcreditsummit networkers who have maintained the system rules introduced by the Bangladeshi microcredits
back in 1997 have 13 years experience of validating sustainability’s maths Ideas urgently needed on peoples summits http://futurecapitalism.ning.com/forum/topics/what-connects-the-most |
calling 100 global brand CEOs to try out world's greatest invention slides on micro up system design as world's greatest invention download: draft of 10 times more economic banking is possible  Help our 12 Collaboration Partner (CP) Newsdesks log up sustainability's best news of 2010s .CP1- MicroSB banks -banks of social businesses franchises (exponentially
rising since 1970s - thanks to bangladesh's job-creationworld class system innovation ) | .CP2 Foundation Brands partnering in endless community rising recycling of Social
Business dollar | .CP3 SM Summits | . | . | . | . | . | . | . | CP11
empowering DigiYouth | . | Thank you Bangladesh and Dhaka en route to every sustainabilty capital- a third of a century on microcredit's gift to the world of social business
franchises provides open source catalogues of how to solve any type of life critical and community sustaining crisis. It is up to the net generation and job creating youth to urgently share sustainability's good news all
over the world. Help us write book on how nobel prize catapulted Dr Y beyond microcreditsummiting to collaboration partnering on globka social business stages. .Latest Good
News : NY students jan 09 commit to Dr Yunus http://socialbusiness.tv/ join race to openly catalogue first 1000 MicroSB; Nov 09 Dr Yunus holds social business reunion of the 00s decade and asks for ideas on lotting humanity's most innovative games
in 2012; launches Global Grameen -number 1 brand in sustainability partnerships - so worldwide collaboration partners can share knowledge on how to connect
social business wherever communities have a sustainabilty crisis Archive | .CP2 Nike Foundation & Muhammad Yunus at Clinton Global sept 09 announce Grameen Nurse program with 5 million $ from Girl Effect 1 2 Funds. End Nurseless village collaboration partnering began at CP9 Yunus Centre Glasgow Caledonian Uni Nov 08, connecting CP1 Micro SB Grameen Kalyan (est 1993 ) and CP11 Grameen Shikka (as well as recent SB imports aravind (india to bangladesh thanks to CP10 thegreenchildren fund), cure2children (GlobalGrameen 100 alumni - wolfsburg-autostadt-volkswagen-grameencl nov 09); GNI expected to use CP12 free university knowledge pioneered by s.africa cida; grameen health partner searches led by founder of grameen america whose world congress includes CP3 extremely affordable SB sub-summits; oct 2009 Emory University led usa partner CP8 corporate consortium -, Pfizer, General Electric Healthcare Systems, Mayo Clinic, Sabin Vaccine
Institute and Johnson & Johnson-to grameen dhaka; grameen corporate SB partner for hospital construction:
Saudi-German hospitals; more collaboration partner jourmalism at grameenhealthcare.com rsvp info @worldcitizen.tv if you know any 6+ CP web combinations above case CP1*CP2*CP3*CP8*CP9*CP10*CP11*CP12
as a 8 value multiplying collaboration web shows how collaboration frees global markets to value multiply sustainability.
Colabiratin is the new innovation advantage. Welcome to the above zero-sum 2010s decade of Global Social Business partnering in sustainability. | .Draft Come
and help network best ever microcreditsummit with 2000 people in kenya april 2010 Celebrate kenya ’s jamii bora as world class Yes We Can benchmark of mobile youth microcredit, micofinancing ecovillage for 2000 members families and
microentrepreneurs who previously lived in slums, a most affordable 100000 family health insurance system
On
networking journey from Nairobi to Madrid world summit 2011, help fulfil queen sofia’s 2010s wish to see a presentation
of 100 microcredits form 50 countries that collaboratively represent microcredit’s most sustainable attempts
to end poverty | . | . | . | . | . | . | . | .sofia- do you know where the best single click is? (would
love to know if there is any more online content on VTP -presumably there is knowledge sharing between VTP, BRACgirls and jamii bora members academy in the run up to best ever microcreditsummit and celebrations of girl effects 1 2 between bangladesh and
worldwide collaboration partners CP1-12?) ; to london rumormakers -would seem extremely timely if royal families across europe can start up a greengirl effect
fund -Jeeps if 20th C can do royal societies for prevention to cruelty to animals,
would think even 21st c bbc could feel free to market- advocate moving to royal societies
empowering girls
March 2010 is a good news deadline to ask sweden's golden carolina to he lead on girl power
london Y-olympics committee http://www.youtube.com/watch?v=AfMYfp8_0Q0 ; let's work through how to do it the right way round not the wrong way of worldchangers summer 2006 | . |
.From Dr Yunus' opening address, microcredit summit 1, DC 1997:
I wish to take this opportunity to thank millions of micro-borrowers and thousands of staff who have worked so hard
to right a wrong which has caused so much avoidable human misery. This summit is about setting the stage to unleash human
creativity and the endeavor of the poor. This summit is about creating a process which will send poverty to the museum...
At the moment of the Wright Brothers first flight - which lasted only 12 seconds, the seed of a new world was planted. 65
years later, men walked on the moon. Let's ensure that in less than that time interval we will go to our moon - creating a
world without poverty . Nov 2009- Breaking News sam
daley-harris invites your world to help him with before Queen Sofia patronises Madrid world microcredtsummit in 2011 It
maybe that the method Sam has to use (50 country tour - which 2 mictrocredits per country like the kenya's most dramatic
persentations best) finds say 70 that are social busienss microcredit and 30 that are not but then you can always re-edit
listing 2.0 If I have misunderstood then the error is solely mine but it seems to me this message getting through
to Dr Yunus is worth checking as we joyfully map 2010s end poverty decade thanks, chris macrae ----------------------------------------------------- Part 2 for those concerned with being 100% clear of what the system design rules of social business and microeconomics Future Histories of Humanity require -chess would not be the same game if you changed how pawns moved; so it is with systems-
understanding what rules not to change in designs or replications of the Bangaldesh Social Business system molecule (whether
individually organised or openly network mapped through many partners) - developed over a third of a century's
prooftesting as world's greatest inervention for local peoples' job creation, kids development and communities' sustainability FIRST LAW OF SOCIAL BUSINESS DYNAMICS the first law of social
business: ownership 0% top-down shareholders & 100% (owned) in
Mcro-Up trust for those in longest compound need to be served A
MOST IMPORTANT LISTING TO COMPILE There
are actually a lot of reasons why stick at 0% siphoned out 1
this is the pure system of end poverty –stop big colonist capitals sucking out sustainability of local communities or
worse causing them to be their own waste buckets or depressing area 2
this is the pure maths that is the opposite of Wall Street Spreadsheeters - being ruled by one side rewarded for how
much it extracts from every other, every quarter 3
it is in effect the Bangladeshi invention that both grameen and brac compounded the world’s most purposeful orgs around and ten times more economic local community systems around -(cf prahalad
bot of pyramid search for 10 times more economic) 4
constitutionally as soon as an org has well maybe 1% can go to external shareholders, its always possible when the organization
has a difficult time –eg its leader retires- that some lawyer will be hired to turn 1% siphoning to 100% 5 0% should allow a social business to claim that it be treated in
law as not for taxation 6 0% should be arguable both to charities
and to governments as a better model than anything they do to serve the weakest 7
if every partner in a network is a 0% social business then you are safer than if you have to audit seem that are these hybrid
social businesses ; in fact the hybrid can bring down the whole network 8 as far as I know both nature & mathematicians
integrate 100% micro up -reasoning compound even 1% conflict with sustainablity into a
system and over time whole truth will be zeroised - in 1998 I presented that logic to big
5 accountant andersen predicting they would be worth nothing if they didnt renew transparency among their partners- I was
told not to meet them again -margaret blair, a georgetown
scholar of social law, chairlady of unseen wealth presented a similar logic on dangers of compound risk to incoming
bush admin in first quarter of 2001 – all her DC research budgets were stopped; nor have presentations in 2004 in brussels
to EU head of intangibles research there gone better; so I think yunus micro networks are the last game left to
connect any sustainability capital there
are probably many other pattern rules like this that you can jot down as you start writing up social business cases; that’s
one reason why the openness of having the main back of social business cases matters chris macrae http://trilliondollaraudit.com/ DC 301 881 1655 http://microcredit.tv/ Microcredit.tv is edited by journalists for humanity and invites those who believe mapping exponentially true sustainability investment models is humanity’s most exciting
challenge. Our 1984 book http://www.normanmacrae.com/netfuture.html timelined how this crisis of opportunity and risk would be the species-defining responsibility of the generation
1984-2024 -the one which designs how we integrate local societies into a global world. Two opposite spinning outcomes –
making 21st century best for all peoples or worst are the only probable ones. | 100 Microcredits To Trust through 2010s
To End Poverty (version 0 ) final version to be edited by top panel in time for Madrid 2011 Please
briefly tell us whether your trust is because they are constituted as a social business or other leading reason to go and
benchmark from Annotation * means not known to be social business model Bangladesh | Grameen | www.BRAC.net | Kenya | www.JamiiBora.org S-neighbour Wangari Maathai | | Malawi | www.Microloanfoundation.org | | Haiti | http://www.fonkoze.org/ | | Mexico | Grameen Carlos
Slim | FINCA | Tanzania | BRAC | | Uganda | BRAC | FINCA | Afghanistan | BRAC | | Bolivia | Pro Mujer | | Pakistan | Kashf | BRAC | Sri Lanka | BRAC | | S.
Sudan | BRAC | | Phillipines | CARD | | Nigeria | LAPO | | Kyrgyzstan | FINCA (2nd largest of
FINCA) | | DR Congo | FINCA | | Aserbajan | FINCA | | Ecuador | FINCA | | Guatemala | FINCA | | Jordan | JMCC | | Costa
Rica | WholePlanetFoundation (S-neighbour Earth University) | | Equador | WholePlanetFoundation (S-neighbour Galapagos system) | | | | | |
....................................................Microcredit.tv explores a journey around the world’s greatest
system invention discovered by the world’s poorest large nation in the 1970s: Bangladesh. Two of the greatest entrepreneurs to have ever been entrusted to bank for and by the
people designed the most purposeful organizational model ever to compound value through time. Unlike charities serving life
critical needs they insisted on mapping productive and demanding organisations with positive cashflows. Unlike previous notions
of business they insisted that ownership of these organizations be in trust of the poorest or those in most life critical
need of each social business’s specifically designed purpose. They brought freedom and happiness to women in a culture
which had lost such human rights. These women used their microcredit banks to invest in the next generation as the greatest
sustainability investment choice of all. | Bangladeshi’s lead the world in dialogues on climate
and millennium goals and how to collaboratively network in making the 2010s the Joy of Life decade. They help unite peoples
and cultures as sustainability investment solutions are open sourced worldwide by Yes We Can networkers – mainly
youthful but hopefully with some microeconomic elders cheering them on.
|
When
led by hi-trust entrepreneurs they also make the world's greatest sustainability investment - witness Grameen's world leadreship
in solar energy and mobile media. We welcome every resource link possible on these 5 - Grameen, BRAC, Jamii Bora, Fonkoze,
Microloanfoundation - as well as your nominations if you have a different top 5 - chris.macrae@yahoo.co.ukOur web's 2 main goals for 09/10 are to help make kenya microcreditsummit april 2010 best ever (how's that) and to create networks where true microcredit ( 1 2) people are safe to replicate sustainability ideas without interference from those who see microcredit as just another
branch of wall street capitalism. True microcredit systems are permanently constituted as social business . This is the world's greatest invention as a system design capable of intervening in all system crises. It has a transparent
positive cashflow model but the whole is owned by or in trust for the poorest -that way we can use finance's compound impacts
to start to resolve sustainability crises in every local community . Please contact us if you share these goals chris.macrae
@yahoo.co.uk usa 301 881 1655 coming soon: microeconomics' 10 times more economical guides to health, education, energy, hi-trust professions, media , all the communally sustainable
qualities of life's exponentials
informal correspondence with sam on what happens after microcreditsummit seems cool to me to if 5000 youth ambassadors are aware how to help celebrate the future of microcreditsummit... please help sam place this op-ed: so far in over 10 countries & 15 local/regional newspapers | chris summer
09: after Dr Yunus 69th birthday (BBC) celebrations in Dhaka| Just wondering:
Is the 50 country roadshow after kenya still likely to take place - if so which of your staff members will be leading that with you? |
sam: We are still talking with one major funder on this (and will probably
talk with others). It would be one staff in Africa, Asia, and Latin America who would each go to 18 countries over three
years (54 total) a lead a MFI network briefing on Jamii Bora's innovations in urban slums and then hold a competition to select
two most likely to visit Jamii Bora and return to their country and implement the innovations in the urban slums. | .reviews of microcreditsummit- john hatch, village banking founder: Behold
the largest self-help undertaking in human history—bringing hope, dignity, and empowerment to tens of millions of the
world’s poor and poorest families. Behold a movement with global outreach, that has penetrated beyond city slums and
market towns to even the most isolated villages. Behold an industry that embraces thousands of NGOs, credit unions, public
and private banks, and an infrastructure of hundreds of thousands of community-based peer lending groups that are enabling
many of the planet’s most disadvantaged households to generate the additional income and savings they need to keep their
children alive, nourished, healthy, and able to attend school.. | . | . | . |
| . Celebrating
Yes We Can’s Teenage Years 13 years ago Dr Yunus’ famous Yes We Can speech helped launch
the first microcredit summit with over 2000 delegates in washington DC –what consequences have compounded? Microeconomics discovered Panel discussion if bill clinton’s observation http://www.youtube.com/watch?v=jB1tSDXbOzg that bangladesh has invented a wholly new and sustainable developing economy model
–ideal panel bill clinton, dr yunus and fazle abed 13 years on from introducing mobiles in village: panel could be the green children pop
group; kazi islam of grameensolutions explaining how mobile consultancy has become a world class sector for bangladesh; jamii
bora celebration of first african microcredits full implemented on mobiles 13 years on from
investing solar in village dipal barua ideally
discussing with a royal supporter of bbc jounrnalist how thriving carbon negative rural economies are now possible
with Wangari Maathai
| extract from 69th birthday dialogue & youth ambassador 5000 report rewind to 1997: 1997, Washington DC- as the speaker of this text finished, he noted to himself and
for posterity. I looked at the audience, knew there was applause, but did not hear it. All I heard was millions
of determined voices rising from all over the world saying YES WE CAN make this ambitious, mad, crazy, impossible dream a
reality . We can have a world free of poverty As we assemble here, I ask “what is microcreditsummit
about?”. Is it another Washington gala
event? Personally to me it is an emotional
event. Like me, there are many here today for whom it is a deeply emotional experience. It is emotional because we have been
working very hard to make this day happen. Finally it has happened. I wish to take this opportunity to thanks millions of
micro-borrowers and thousands of staff who have been working hard to right a wrong which has caused so much avoidable human
misery.To me this summit is a grand celebration- we are celebrating the freeing of credit
from the bondage of collateral. This summit is to announce goodbye to the era of financial apartheid. This summit declares
that credit is more than business. Just like food, credit is a human right. This summit is about setting the stage to unleash the human creativity and endeavours of the poor.
This summit is to guarantee every poor person the chance to undertake responsibility to establish his or her own human dignityThis summit is to celebrate the success of millions of determined women who transformed their lives
from extreme poverty to dignified self-sufficiency through entering into microcredit programs. It is about creating opportunities
for 100 million of the poorest families to follow in the footsteps of these successful women....We believe that poverty does not belong in a civilised human society. It belongs
in museums. Thus summit is about creating a process which will send poverty to the museum. We will create a poverty free world. . |
In
the hall of fame of greatest innovations for humanity, microcredit stars as one of the brightest of all. This is why and how Microcredit (1.0) multipliers work best when an optimal way is found to regenerate productivities and
demands across many communities across a region by brining incoming generation to many people who were unemployed or trapped
by a loan shark, other top-down power, or lack of structure that was preventing a living to be earned. Another way for microcredit
multipliers to lift off exponentially over time is when a regional sector is identified which sustains more value for all
who work in it iof it is owned in trust for its producers. Case community regeneration – Grameen
Bangladesh now empowers 7 million female villagers to be income generating who previously weren’t with the extra impact
that previously they did not earn enough to nourish and educate their children but now we have new village generation
blossoming More recently grameen has identified 2 new industry sectors that were great income generators
when owned community up – mobile telephone ladies and clean energy including solar panels and biogas BRAC Bangladesh has primarily been an industry sector developer. Today the sectors owned in trust
for the poorest by BRAC include village nursing, village primary education , the whole poultry chain, the whole livestock
chain, the silk production chain and corresponding fashion brand . Jamii Bora Kenya , inspired bt Grameen,
has identified ways for slum youth to be productive in a mobile age along with their mothers, Microcredit (2.0) multipliers come when a microcredit brand is well enough established to be regarded as a nation’s
most trusted brand. At This stage the microcredit is often a highly economical channel to partner with especially for innovations
that match sustainability and other vital needs. All microcredits , when truly designed, are owned by the poorest in the communities. When
you connect all of the above information together, it becomes clear that in most cases the world’s most sustainable
microcredits are far more than banks – they connect from the bottom-up the most critical investments in sustainability.
They typically provide a way to a 10 times more economical system than has been seen before. The true microcredit is one of
the greatest innovations of the human race. We look forward to helping you map and study them in more detail. When it comes to money or life critical info flows, we distrust complexity.
Please tell us (chris.macrae@yahoo.co.uk) if you know of a simpler model: 1.0
the way loans are systemised determines whether any value exchange can compound sustained growth or is designed to crash; generally a place's economy cannot grow over time if loans are made for addictive consumption purposes instead of productive
purposes
2.0 its always worth being curious about what purposes are productive; for example, however hard someone
works to deliver something it is likely to be increasingly unproductive if there is a glut of substitutable offers;conversely
a community should always treasure any skills it once became most valuable at or which match its own abundancy of resources
since it would de dismal to become a value prisoner of someone else's colonial chain; the greatest investments made in human
progress take time and have seldom come from the business world driven by 90-days money men, but intergenerational systems and
family networks; unforunately many governments have been misled into a top-down big-brother scenario by false
macroeconomic paradigms which value such family flows at below zero; as our microeconomics alumni first forecast 25 years ago, this in itself will end human sustainabiluty unless we repeal such mistaken maths
| Brac.tv Replicating sustainable service franchises doesn’t need rocket science but ownership design Top-Down Franchise 1 Perfect what small team of people need to do in one place as well
as what components they need delivered or in or channeled around 2
Own the components and patent the channel so as to maximise value sucked out to top owner instead of value returned to the
workers and the community | Bottom-up Franchise 1 Similar but involving local knowledge to keep asking which parts
can be sourced locally, renewably etc 2 Help bank any
connecting infrastructure but in way that local community owns the investment, workers get sustainable wages and action learning,
the franchise is replicable from place to place |
|
| | 3.0 it is also worth classifying different types of product sectors; the most valuable
to lead are thise that multiply value between producer and customer and nature; the least valuable have a transient
transactional form which also leave nothing behind to benefit future generations; at one stage during the 2000's , over 40%
of profits in USA came from financial engineering, which even if it had been correct, was the first time in the nation's
history that it stopped investing in developing its next generation's futures; america is no longer the first place
to benchmark any wholly innovative or sustainable metrics from-let's hope its yes we can generations dare boldly reverse
this and go as president obama to a different culture than the failed top-down |
Help us map 100 Exponential Rising Leaders Nomination | Ratifying Youth Countries | Ratifying Youth Micro Premier League –Grameen, BRAC. JB | Ratifying other Youth circles | Sustainability Investment bank CEOs | | | | Yunus | | | | Abed | | | | Munro | | | | | | | | | Practicing Business Leaders | | | | Ray Anderson | USA | | Trillion$Club | Sir Tom Hunter | Scotland | Grameen | | Nilekani | India | | | Sir John Banham | England | | Trillion$Club | | | | | | Corporate Family Elders | | | | Sir Adrian Cadbury | | | Trillion$Club | Lord John Sainsbury | | | Trillion$Club | | | | | | Future Capitalism Leaders | About 30 currently being ratified | | |
4.0 with simple statements like the above, it is possible to assess more innovative opportunities and threats .Opportunities WE believe today- as dad wrote from The Economist 25 years ago - that microcredit -as designed by bangladesh grandmasters of this system - is the best news loans have ever
had because it is bringing the costs of community loans down both through smart use of digital technology and smart use of
trust relationships every way round the value exchange - an integral assumption on which all free market models are
supposed by Adam to be based . Microcredit reduces percentage of defaults to neglibible proportions and energises
all sides off a communal value exchange in win-win-wins that continuously improve core purpose whilst being able to flex relevant
change. Bangladesh, through the maths that governs social business models and prioritises life critical service sectors with franchises of a replicating open source map - is
arguably the first nation in the networking world to be multiplying value sustainably way above zero-sum; please tell
us where else - eg kenya's Jamii Bora scaling up is to be cheered as every 2.5 years it doubles its world benchmark as a sustainability invetir | | .threats
: we cannot imagine how to design a more disastrous system of loans than that which global banks have compounded over the
first decade of century 21 spun round wall street; being geared against sustainable productivity, and bringing the state of
mistrust to madoff and toxic proportions; quite simply the american economy will continue to shrink year on year until those
who designed and powered over such systems - and the systems themselves - are removed |
an idea I think we should set up meeting with eg Jon Hatch around is why can't unis
with business schools set up a 50000 dollar microcredit lab ; my understanding is that 50000 dollars would be enough
to set up 5 groups of 5 borrowers incrementally (an additional 25) per year (also since he was the first person to think of
a microcreditsummit we could ask if he supports a heroic goal of microyouthssummit) some of the weekly meetings could be video-taped
-as example of microentrepreneur mentoring what is easily forgotten is that not only is a community banker trying to enable
25 people to action learn to be microcentrepreneurs but if he is wise he selects females whose startups are not competitive,
not already locally saturated in the community; or in other cases he starts a whole cluster which is historically how silicon
valley or any new industry sector got located/seeded indeed we could soon see a whole checklist of what a microbranch manager
does other way round differently with credit from what a brancd manager in a macro chain does; I would have thought
that every first year undergraduate not only economics students could gain from writing up essays inspired by some of those
micro-dialogues 50000 dollars per business school uni is chicken feed against most research projects and versus baliout monies
if yes we can obama can't find some way to start up the first 20 unis by 09/10 that take that on with a million dollar fund
then I seriously wonder whether the new admin will create 1 green job let alone 5 million in big cities with 5 unis
one bangladesh microcredit branch manager can serve 5 uni centres a week; across 50 big cities that's 250 hubs to linkin if
you want to hub microcredit action learning centres the way grameen microcredit always has, accelerated cince 1996 by mobile
tech , and since 2007 by intel tech I suppose I am missing something but equally this seems like content for a survey
to send out to university ecoprofessors and see who's who if a krugman can't be bothered to put his name to a 50000 dollar
princeton microcredit uni fund (call it the jon von neumann microcredit centre if you want to celebrate the father of collaborative
computing's above zero sum game theories) then I seriously wonder whether american universities are worth a cent; maybe students
should take a class action against them for misinformation chris macrae http://microcredit.tv/ From Shanghai,about John von Neumann -humanity's advances in computing Tuesday, 17 February, 2009 6:05 AM From: "science"
To: "chris.macrae@yahoo.co.uk" Dear Mr. Christopher Macrae， Last month, I received your letter about the
Chinese Edition of John von Neumann. I’m glad to tell you this book was published in December 2008.Thanks Mr. Norman
Macrae for the Preface. I sent several books to Publishing House’s foreign rights, they should mail a simple book to
Mr. Norman Macrae. About a copy go to the relevant part of the Grameen organization led by Nobel peace winner Muhammad Yunus,
I don’t know you need the Chinese edition or the electronic document of English, and you didn’t tell me the address.
Please tell me in detail. Thanks a lot! Sincerely, Liu Li-man | Signing the declaration of youth interdependence-
marking the launch of the publishing house on Innovating Collaboration after a third of a century of bangladesh pioneering
this action learning curriculm vitae.. George Washington University, week 3 of Yes We Can Era, the day Dr Yunus and Bernake shared notes on microeconomics of hi-trust banking and social business networks 
week 2, Sheraton Towers, Manhattan: 19-24 year old New Yorkers Alexis (NYU) and Rachel (ASA Intl)
pledge to start dr yunus race to first web to weave 1000 social business links and ask for advice on network of youth social
action maps 
|
Best of Best Microcredit Organisations 2009 - your verifiable links help us update our
rankings info@worldcitizen.tv washington Dc bureau 301 881 1655 | The Industry's
Inventors & Green Standard for a third of a centuryGrameen, BangladeshBRAC , Bangladesh | The
other greatest exponential innovators in 008Jamii Bora, KenyaUnitus, Seattle & wwwWholePlanetFoundation Austin and wwwGrameen America New York and potentially any Yes
We Can StateMicroEnergyCreditsGrameen Credit Agricole, France & www esp Africa | The steady
famous sustainersPro Mujer, Bolivia and S.Americavillage banking (FINCA)Womens World BankingASA
Bangladesh | Highly creditableMicroloanFoundation, MalawiKashf - PakistanShorebank Chicago | Regions
mostly not yet rated: India, China, Middle east | Where to go for league tables that have nothing mathematically to do with
sustaining microcredit mix08 Forbes07 |
Local Blogs/Articles India B1 B2 / A1
Join us at the hottest conversations on planet microcredit -what we do is extract hot debates wherever they are webbed into one current thread incidentally
this is our latest one-pager on why everyone in the world needs to choose which microcredit they believe in - help us edit it to be even more exciting
as the world navigates its way back from Wall Street's Brink Free - One Hour's Advice on Microcredit
or Microfinance There is more and more muddled writing on this topic in the business press 1. If you are spending serious time on this subject and intend to help the poorest, we are happy to spend an hour answering
questions with the aim of differentiating between ideas that are grounded in Bangladeshi experiences of microcredit from others
that are not using the same maths or communal purposes. chris macrae, washington dc bureau 301 881 1655 info@worldcitizen.tv | Tell
our DC bureau how we are doing tel 301 881 1655 email youandus@microcredit.tv
Our 2 purposessupport the world's most
successful human network microcreditsummit.org by linking you to its alumni, Bangladeshi interns and others who are taking microeconomics way beyond banking to every
sustainability need of Future Capitalismcrossroads of choice: to 7 wondrous microsummits of the networking generation. Our microeconomics mapping now in its 25th year of debating netfuture's human consequences: we need unprecendented collaboration networking flows around all vital human services that
give a child a chance to grow up making a productive difference through life - credit, energy , health, education, media,
professional hippocratic oaths and government. The East-West stars are aligned -for a once in a generational opportunity now that the White House is also populated by microeconomists
Can you help David Against Golliath?. Dr Yunus among the microeconomics world's 4 greatest collaboration entrepreneurs- Mrs Begum, Professor Latifee and Dipal Barua spent 30 years of theor life showing over 100 million families how to escape poverty with community banking connected
round 16 decisions women noted for to make their childrens lives better and networked through 150000 village centres in Bangladesh's
benchmark model. These are the happiest and safest bankers on the planet cos every loan is an investment in a hard working
being's productive life. Meanwhile global banks increasing addicted western citizens to excess consumption and compound scams
from junk bonds to dotcoms to subprime - the latter chaining societies round the world in half a trillion dollars of losses,
and counting. Now those big banks are pretending to offer microcredit. Since Dr Yunus and 100000 Bangladeshi grassroots networkers
and friends around the world open sourced this model anyone can play. What we now need is 10000 youth to network around the
world and act as fashion and hi-trust referees- where is the true microcredit being sustained exponentially up; where is even
one rule of the MFI game being changed so as to spiral crashes. If you live in a city whose youth might want some copies of
a dvd on how to referee this game over the enxt 12 months please phone our Washington DC bureau at 301 881 1655 or email info@worldcitizen.tv you can sample some of our innovations going on at our spaces : yunus10000.com , ning of future capitalism |
Help the world's number 1 human interest summit relay the 5 best for world newslines
from Bali July 2008 to next Columbia 2009
.11 MFIs serving 26 million people launch Transparency Mapping
I felt so bad -I made this thing and they came in and abused it.
What a way to discredit a whole idea!" M.Y., Nobel Laureate
 | . | | . | . |
| microcredit.tv , us tel 301 881 165, Washington DC region - collaboration entrepreneur
searches: 1 2 3 4 5
awards : Xiong Ning |
Humanity's Best New Hopes for Future Capitalism Month 6 of Genre:
Banking - all social business constitutions of microcredit originating in or partnering with Bangladesh's centre of community-up productivity knowledge ; includes Grameen Credit
Agricole
Sustainability Investment's 24 critical dialogues of 08 (source microcreditsummit, Bali, Asia) & human development at world bank 1 (co-sponsors uk sweden australia netwherlands)
A Compartamos IPO 1 : Lessons for Asia and the World of Microfinance:
Prof. Muhammad Yunus , Grameen Bank,Bangladesh,
C Factors that Contribute to Exponential Growth: Case Studies for Rapid
but Sustainable Outreach to the Poor and PoorestChair | Mr. Rajender Mohan Malla, Chairman cum Managing Director
(CMD), Sidbi Foundation for MicrocreditSmall Industries Development, India Panelist | Mr. Md.
Shafiqual Haque Choudhury, President, Association for Social Advancement, Bangladesh
Panelist | Mr.
Alex Counts, President & CEO, Grameen Foundation, United States
Panelist | Ms. Roshaneh Zafar, President, Kashf
Foundation, Pakistan
1 The Future of Microfinance: Visioning the Who, What, When, Where,
Why, and How of Microfinance Expansion Over the Next 10 Years
Mr. Syed M Hashemi 1 , Senior Microfinance Specialist: Senior Microfinance
Specialist: The World Bank-CGAP, USA; Prof.Muhammad Yunus, Grameen Bank,Bangladesh
Youth stimuli and visions
6 The Floodgates are Open: Channeling the Flows of Funds for Microfinance EffectivelyPanelist | Mr.
Ian Callaghan, Executive Director, Morgan Stanley & Co.International Limited, United Kingdom Panelist | Prof.
S. M. Huzzatul Islam Latifee, Managing Director, Grameen Trust, Bangladesh Panelist | Ms. Roshaneh
Zafar, President, Kashf Foundation, Pakistan
9 Innovations in Reducing Costs and Enhancing Productivity
Panelist | Ms.
Sadaffe Abid, Chief Executive Officer, Kashf Foundation, Pakistan Panelist | Ms. Anh-Tuyet Dinh, Managing Director,
Binh Minh Community Development Consulting Company, Vietnam Panelist | Mr. Md. Enamul Haque, Executive
Vice President, Association for Social Advancement, Bangladesh Panelist | Dr. L.H. Manjunath, Executive Director,
Shri Kshethra Dharmasthala Rural Development Project, India
13 How MFIs and Their Clients Can Have a Positive Impact on
the Environment
Panelist | Mr. Chitta Ranjan Chaki, Deputy General Manager, Grameen Shakti, Bangladesh Panelist | Ms.
Kathleen Robbins, Director of Clean Energy, Green Microfinance 1 , United States Panelist | Mr. Kadambelil Paul Thomas, Executive Director, Evangelical
Social Action Forum, India
.............................................................................
| Mobile Phones Grameen Phone & Internet for the Poor - many social business announcements expected to join in with venture annnounced by Intel Capital and Grameen Trust -towards 10000 village telecentres (sustained as microentrpreneur social busienss franchise) and internet by and for the poor;
I-care pop industry 2.0
Water - Grameen Veolia; Milk consumer brand Grameen Danone http://danonecommunities.com ;
Supermarket Retailing : WholeFoodsFoundation 1 2
Airlines http://virginunite.com
cool reads : 1 mfi risk links: 1
MIT speech June08; more flows
Microcredit.tv is edited by people who believe that microcredit is one of the most human innovations ever. We are curious
amateurs when it comes to such why’s of banking as promoting productivity of people or their propensities to consume.
We would never want to be professionals in the world of big banking. If there is anyone in the world of big banking who wants
to testify why they are proud of their profession- we have one page where we will display their signed testimonies.
The Big Trouble In Small Loans - TIMERafael Llosa's company has been lending money
to some of the poorest people in Peru for 30 years. It used to be a fairly lonely endeavor. Giving tiny loans to impoverished
women to make ceramics or to...
Poor World's Biggest Question: now that microcredit is proven the most sustainable
innovation yet known for ending poverty, why does the world bank commit less than 1% of its budgets to microcredit when France
already commits a third of its aid to Africa in microcredit form and the UK is racing to catch up
| governing social business model 1 | Community-sustained system design |
 Communal Foundations for Free Markets & Sustainability's Win-Win-Win Exponential:1 Communities come to no
harm when the most trusted and powerful people in the community are banker and healthcare worker2 Systems are amplified
by what is professionally measured and what openness of media connects flows of ideas as well as actions learnt.3
Water, Food, Energy and Education can be argued as the human rights that our species has invested in its future generations.
However since early networking models published in The Economist around 1980, WFEE clearly map as demands of rational man
since a connecting world makes it environmentally and economically unsafe for any population of people to live with plentiful
WFEE while another population has not enough to live .
. | microNEWS
worldbank
owned by poor
@ school 1 | CSFI Banana Skins Report on MFIs March 08
refs: article |
| Launch of Future Capitalism book: features Grameen Danone as world's first multinational social business & explains how social business model has been validated from 30 years
of developing the microcredit banking sector J1 | Business Week article F29-Yunus world's favourite goodwill entrepreneur whose goal of ending Financial Imperalism is as big as Gandhi’s | | | | World Economic
Forum: Bill Gatesjoins Leaders of FutureCapitalism: J25 | | Parisian
business leaders celebrate French edition and Grameen Veolia is announced | Launch of Innovation Bank in Bahrain & announcement of 2 Billion $ inward investment in Bangladesh | Top 25 dialogues of microcreditsummit year 008 are announced. They include industry sector responsibility response to Mexican abuse of goodwill and IP. | | Doonesbury
cheered as inspiring economics correspondent at London School of Economics talk - changing mindsets and mini-professordom is development economics biggest crisis F15 | President Sarkozi orders HEC to provide an SMBA with Yunus a Chair of Social Business | World's G3 : Grameen's Yunus, Genome's Ventner & Google's Schmidt | Internet for poor: Intel Capital and Grameen Trust social business - combination of “Intel’s
technology innovation” and “Grameen’s development of income-generation opportunities” at
the village level 18 |
Speakers by Nationality at MicroCreditSummit .Bangladesh
Prof. Muhammad Yunus Mr. Syed M Hashemi,
(BRAC Uni, world bank) Mr. Fazle Hasan Abed, Chairperson, Bangladesh Rural Advancement Committee, Bangladesh Mr. Md. Shafiqual Haque Choudhury, President, Association for Social Advancement, Bangladesh Prof. S. M. Huzzatul Islam Latifee, Managing Director, Grameen
Trust, Bangladesh Mr. Md.
Enamul Haque, Executive Vice President, Association for Social Advancement, Bangladesh Mr. Md. Abdus Sobhan, Senior Principal
Officer, Bangladesh Krishi Bank, Bangladesh Mr. Tamim Islam, Assistant General Manager, Grameen Trust, Bangladesh Ms. Rabeya Yasmin, Program Head, Ultra Poor Programs, Bangladesh Rural Advancement Committee, Bangladesh Mr. Chitta Ranjan Chaki, Deputy
General Manager, Grameen Shakti, Bangladesh Dr. Sajjad Zohir, Member, Economic
Research Group, Bangladesh Dr. Baqui Khalily, Executive Director, Institute
of Microfinance, Bangladesh Dr. Mihir Kumar Roy, Project
Director, Small Farmers Development Programme, Bangladesh Dr. Atiur Rahman, Chairman, Credit
and Development Forum, Bangladesh Dr. Mihir Kumar Roy, Project
Director, Small Farmers Development Programme, Bangladesh Dr. Atiur Rahman, Chairman, Credit
and Development Forum, Bangladesh Dr. Mihir Kumar Roy, Project
Director, Small Farmers Development Programme, Bangladesh Dr. Atiur Rahman, Chairman, Credit
and Development Forum, Bangladesh Mr. Md. Mustafa Kamal, Director,
Research and Documentation, Association for Social Advancement, Bangladesh Ms. Nurjahan Begum, General Manager, Grameen Bank, Bangladesh Mr. Mosharraf Hossain Khan, Deputy Managing Director, Palli Karma Sahayak Foundation, Bangladesh Ms. Nurjahan Begum, General
Manager, Grameen Bank, Bangladesh Mr. Mosharraf Hossain Khan, Deputy Managing Director, Palli
Karma Sahayak Foundation, Bangladesh Ms. Nurjahan Begum, General Manager, Grameen Bank, Bangladesh Mr. Mosharraf Hossain Khan, Deputy
Managing Director, Palli Karma Sahayak Foundation, Bangladesh | . |
The Pro-Am source model of microcredit.tv Professional quality control contacts include: Grameen HQ Grameen America 1 2 Grameen Trust 1
Grameen
Foundation 1
Grameen Credit Agricole 1 Microcreditsummit BRAC
Grameen & Danone
Our interview microcredit amateurs include correspondents from the following micro tv stations and people whose life
commitment is to sustainbility of particular regions’ peoples: Universityofstars.tv : encourages the next generation to take a pledge- whichever of us becomes famous will stand up for sustainability investment
and smba leadership education Worldcitizen.tv conducts surveys of the world’s most trusted people and networkers Africa: Full list of amateur correspondents and affiliations at bottom of page | Mapping
a world of sustainability investment Best of class microcredit organisational designs are sustainability investment; their 10-win structures multiply goodwill
(aka trust-flows)govern sustainable exponential ups and by cyclically auditing no conflict between different relationships
coordinates of productivity and demand –a transparency that searches to ensure minimal chances of system failure at
any future time Microcredit proof of concept videos
representing each of the 10 win-win-win voices to be systematically designed into sustainability investment organisations | Study of microcredit over the last 30 years has led to social business models that offer
10-win sustainability in other life-critical community-up markets: Micro-Health Micro-Agriculture Micro-Education Micro-Government Micro- Consumer channeled goods When grassroots up organisations partner a global corporation or other traditional organisational system in a governance
of a social business, we have what has been called Future Capitalism – the optimal chance to multiply goodwill across
every boundary of the networking (system*system) era which it is this worldwide generation’s responsibility to innovate
and collaboratively map. New business school curricula are
being open sourced around the world – the so-called SMBA Citizens are invited to collaborate in registering social businesses | | | | | | | | | | | | |
| In addition to being the first journalism network for micromedia,
we offer the following services: |
From Dr Yunus' opening address, microcredit summit 1, DC 1997:
I wish to take this opportunity to thank millions of micro-borrowers and thousands of staff who have worked so hard
to right a wrong which has caused so much avoidable human misery. This summit is about setting the stage to unleash human
creativity and the endeavor of the poor. This summit is about creating a process which will send poverty to the museum...
At the moment of the Wright Brothers first flight - which lasted only 12 seconds, the seed of a new world was planted. 65
years later, men walked on the moon. Let's ensure that in less than that time interval we will go to our moon - creating a
world without poverty . 2008 summit
full program Asia-Pacific Regional Microcredit Summit 2008 Detailed Agenda – Updated as of July
16, 2008 This
agenda is subject to change, please check back for frequent updates.
Saturday, July 26 (Pre-Summit)
9:00 – 17:00 On-site
Registration
Sunday, July 27 (Pre-Summit)
9:00 – 17:00 On-site
Registration
Monday, July 28
8:00 – 20:00 On-site
Registration 10:00 – 11:30 Opening
Ceremony Nusa
Indah Hall Governor
of Bali Province, Mr. Dewa Berata Governor
of Bank Indonesia, Mr. Boediono President
of Honduras, Mr. Manuel Zelaya Former President of Peru, Dr. Alejandro Toledo First
Lady of South Africa, Mrs. Zanele
Mbeki Director,
Microcredit Summit Campaign,
Mr. Sam Daley-Harris Managing
Director, Grameen Bank , Prof. Muhammad Yunus Inauguration
of Mrs. Ani Yudhoyono as the Patroness of Indonesian Microfinance President
of the Republic of Indonesia, Mr. Susilo Bambang Yudhoyono
11:30 – 12:00 Break 12:00 – 13:45 Plenary
Session Ø Expanding Commercialization Responsibly: Reflecting on the Compartamos IPO Nusa
Indah Hall Panelist | Mr. Damian von Stauffenberg, Founder, MicroRate, Germany Panelist | Mr. Chuck Waterfield, CEO, MFI Solutions,
LLC, United
States Panelist | Prof. Muhammad Yunus, Managing Director, Grameen Bank, Bangladesh
13:45 – 15:15 Lunch 15:15 – 17:00 Workshop
Sessions 1. The Future of Microfinance:
Visioning the Who, What, When, Where, Why, and How of Microfinance Expansion Over the Next 10 Years Medan (Geneva) Room Chair | Mr. Lawrence Yanovitch, Senior
Program Officer, Financial Services for the Poor, Global Development, Bill and Melinda Gates Foundation, United
States Panelist | Mr. Prakash Bakshi, Chief
General Manager, Department of Cooperative Reforms and Revival (DCRR), National Bank for Agriculture and Rural Development, India Panelist | Mr. Syed M Hashemi, Senior
Microfinance Specialist, The World Bank-CGAP, United
States Panelist | Mr. Shankar Man Shrestha, Chief Executive Officer, Rural Microfinance
Development Centre Ltd., Nepal Panelist | Prof. Muhammad Yunus, Managing Director, Grameen Bank, Bangladesh
2. Solving the Problems of Asian
Urban Slums: Innovations with and beyond Microfinance Nusa
Indah Hall Chair | Mr. Dipal Chandra Barua, Deputy
Managing Director, Grameen Bank, Bangladesh Panelist | Mr. Ruben C. De Lara, Executive Director, TSPI Development Corporation, Philippines Panelist | Mr. Samit Ghosh, Chief
Executive Officer, Ujjivan, India Panelist | Ms. Ingrid Munro, Executive Director, Jamii Bora, Kenya 3. Transformation of Microfinance
Operations from NGO to a Regulated MFI while Maintaining Social Mission Hibiscus
Room Chair/Panelist | Mr. Sanjay Sinha, Managing Director, Micro-Credit Ratings International
Limited, India Panelist | Mr. Phan Ho, Deputy
Director General, National Bank of Cambodia, Cambodia Panelist | Mr. J.S. Tomar, Managing Director, CASHPOR Micro Credit, India 4. Governance: Organizing, Developing,
and Empowering the Board to Oversee the MFI Frangipani
Room Chair | Mr. N.K. Maini, Chief
General Manager, Small Industries Development Bank of India, India Panelist | Mr. Gregory Casagrande, Founder and Chairman, South Pacific Business
Development Foundation, Western Samoa Panelist | Ms. Emmanuelle Javoy, Managing Director, PlaNet Rating, PlaNet Finance, France Panelist | Ms. Rewa Shankar Misra, Senior
Program Staff, Microfinance, Livelihoods and Markets, Coady International Institute, Canada Panelist | Ms. Jayshree Vyas, Managing Director, Shri
Mahila Sewa Sahakari Bank, Ltd., India 5. Commercial Bank Participation
in Microfinance: Options and Opportunities Jakarta Room B Chair | Mr. Annamalai Ramanathan, Chief General Manager, Micro Credit Innovation
Department (MCID), National Bank for Agriculture and Rural Development, India Panelist | Mr. Chandula Abeywickrema, Network
Chair, Banking with the Poor Network, Sri Lanka Panelist | Mr. Md. Abdul Awal, Director, Credit
and Development Forum, Bangladesh Panelist | Dr. Balkrishna Kulkarni, Director, Grameen Trust India (Liaison of Grameen Trust, Bangladesh), India Panelist | Mr. Nick O'Donohoe, Global Head of Research; Member of Management
Committee, J.P. Morgan, United States 6. The Floodgates are Open:
Channeling the Flows of Funds for Microfinance Effectively Jakarta Room A Chair/Panelist | Ms. Maya Chorengel, Managing Director, San Francisco, Unitus
Equity Fund, United States Panelist | Ms. Manju Mary George, Vice President, Intellectual Capital Advisory Services
Pvt. Ltd., India Panelist | Prof. S.
M. Huzzatul Islam Latifee, Managing Director, Grameen
Trust, Bangladesh Panelist | Mr. Mamun Rashid, Managing Director and Citi Country Officer, Citi, Bangladesh Panelist | Ms. Roshaneh Zafar, President, Kashf Foundation, Pakistan 7. Innovations in Reducing Costs
and Enhancing Productivity Bougainville
Room Chair | Mr. Amaresh Kumar, Executive
Director, National Bank for Agriculture and Rural Development, India Panelist | Ms. Sadaffe Abid, Chief Executive Officer, Kashf Foundation, Pakistan Panelist | Ms. Anh-Tuyet Dinh, Managing
Director, Binh Minh Community Development Consulting Company, Vietnam Panelist | Mr. Md. Enamul Haque, Executive
Vice President, Association for Social Advancement, Bangladesh Panelist | Dr. L.H. Manjunath, Executive Director, Shri Kshethra Dharmasthala
Rural Development Project, India 8. Challenges in Microfinance,
both in Agriculture and in Areas with Low Population Density Orchid
Room Chair/Panelist | Prof. Aziz Akgul, CEO, Turkey Grameen Microcredit Project, Turkey Panelist | Dr. Rashid Bajwa, Chief
Executive Officer, National Rural Support Programme, Pakistan Panelist | Mr. Meghraj Gajurel, Senior Manager, Rural Microfinance
Development Centre Ltd., Nepal Panelist | Ms. Luse Kinivuwai, Network Chair, Microfinance Pasifika Network, Fiji Panelist | Mr. Md. Abdus Sobhan, Senior
Principal Officer, Bangladesh Krishi Bank, Bangladesh 17:00 – 17:15 Break 17:15 – 19:00 Plenary
Session Ø Building Financial Systems that Work for the Majority: Local Currency Borrowing,
On-Lending Savings, Autonomous Credit Funds, and Appropriate Legal Framework Nusa
Indah Hall Chair | Mr. Nimal Fernando, Practice
Leader (Microfinance), Asian Development Bank, Philippines Panelist | Mr. Fazle Hasan Abed, Chairperson, BRAC, Bangladesh Panelist | Mr. Dipal Chandra Barua, Deputy
Managing Director, Grameen Bank, Bangladesh Panelist | Dr. Ishrat Husain, Former Governor, State Bank of Pakistan, Pakistan Panelist | Ms. Devaki Muthukrishnan, Regional
Director for Karnataka, Reserve Bank of India, India Panelist | Mr. S. Budi Rochadi, Deputy Governor,
Bank Indonesia, Indonesia
Tuesday, July 29
9:00 – 10:45 Plenary
Session Ø Microfinance Development in Indonesia Nusantara
Room Chair | Dr. Detlev Holloh, Program Advisor &
Team Leader, GTZ-Profi, Indonesia Panelist | Mr. Bambang Ismawan, General Secretary, Indonesian Movement for Microfinance Development
(Gema PKM Indonesia), Indonesia Panelist | Mr. B.S. Kusmuljono, Chaiman, National Comittee for Microfinance Empowerment (Komnas PKMI), Indonesia Panelist | Mr. Sulaiman Arif Arianto, Director
of Micro, Small, and Medium Business, Bank Rakyat Indonesia, Indonesia Panelist | Mr. Sarwono Kusumaatmadja, Legislator, Indonesia 10:45 – 11:15 Break 11:15 – 13:00 Workshop
Sessions 9. Innovations in Information
Technology for the Clients and the MFI Hibiscus
Room Chair | Ms. Delphine Thizy, Regional
Director for South Asia, PlaNet Finance, France Panelist | Mr. Alexander Bloch, Associate Partner, IBM Global Business Services, International
Business Machines, United States Panelist | Ms. Aishwarya Lakshmi Ratan, Associate Researcher, Technology
for Emerging Markets, Microsoft Research India, India Panelist | Mr. Otgochuluu Chuluuntseren, Research
Unit Manager, XacBank, Mongolia
10. Five Cents a Day: Innovative Programs for
Reaching the Destitute with Microgrants, No-Interest Loans, and Other Instruments Jakarta B Chair/Panelist | Mr. Syed M Hashemi, Senior Microfinance Specialist, The
World Bank-CGAP, United States Panelist | Mr. Chandra Shekhar Ghosh, Executive Director, Bandhan, India Panelist | Mr. Tamim Islam, Assistant General Manager, Grameen Trust, Bangladesh Panelist | Ms. Ingrid Munro, Executive
Director, Jamii Bora, Kenya Panelist | Ms. Rabeya Yasmin, Program
Head, Ultra Poor Programs, BRAC, Bangladesh 11. Effective Micro-Insurance
and Micro-Health Insurance Programs to Reduce Vulnerability Frangipani
Room Chair/Panelist | Mr. Minh Huy Lai, Chief Operating Officer, PlaNet Finance, France Panelist | Mr. Felix William H. Martirez, Country
Manager, MicroInsurance Agency, Philippines Panelist | Mr. Md. Atiqun Nabi, Executive Director,
INAFI Asia, Bangladesh, International Network of Alternative Financial Institutions, Senegal Panelist | Ms. Shilpa Pandya, Coordinator, VIMO, Shri
Mahila Sewa Sahakari Bank, Ltd., India Panelist | Mr. Kumar Shailabh, Chief Operating Officer, Uplift India, India 12. Microfinance and Gender:
Benefits and Challenges of Targeting Women Nusantara
Room Chair/Panelist | Dr. Nandini Azad, Member Secretary, Independent Commission for People's Rights
and Development, India Panelist | Ms. Sadaffe Abid, Chief
Executive Officer, Kashf Foundation, Pakistan Panelist | Ms. Aniceta R. Alip, Research Director, Center for Agriculture and Rural Development
Mutually Reinforcing Institutions, Philippines Panelist | Mrs. Van Cao Thi Hong, Head of Family and Social Welfare Dept., TYM
Fund (Tao Yeu May Fund), Vietnam Women's Union, Vietnam Panelist | Dr. Joy Deshmukh-Ranadive, Director, Indian School of Microfinance for Women, India Panelist | Dr. Linda Mayoux, Consultant, Oxfam Novib, United Kingdom 13. Microfinance, Their Clients and Clean Energy:
Making a Positive Impact on the Environment Jakarta Room A Chair | Mrs. Elizabeth A. Israel, President, Green Microfinance, United States Panelist | Mr. Chitta Ranjan Chaki, Deputy
General Manager, Grameen Shakti, Bangladesh Panelist | Ms. Kathleen Robbins, Director of Clean Energy, Green Microfinance, United States Panelist | Mr. Kadambelil Paul Thomas, Executive
Director, Evangelical Social Action Forum, India Panelist | Mr. Craig Wilson, Executive Director, Foundation for Development
Cooperation, Australia 14. Using Research Findings to
Improve Design of Products and Services Bougainville
Room Chair | Mr. Zahirul Alam, Executive
Director, Integrated Development Foundation, Bangladesh Panelist | Ms. Annie Clara Duflo, Research Coordinator, Institute for Financial
Management and Research, India Panelist | Ms. Tomoko Harigaya, Country Director, Philippines, Innovations for Poverty
Action, United States Panelist | Mrs. Frances Sinha, Managing
Director, EDA Rural Systems, India 15. Good Practices in Business
Development Services: How Do We Enhance Entrepreneurial Skills of MFI Clients? Orchid
Room Chair | Dr. Filemon A. Uriarte, Jr., Executive
Director, ASEAN Foundation, Indonesia Panelist | Mr. Sean DeWitt, Technical Program Manager, Grameen Technology Center, Grameen Foundation, United States Panelist | Mr. Amitabha Sadangi, Chief
Executive Officer, International Development Enterprises India, India Panelist | Ms. Perveen Shaikh, President, Entrepreneurship and Community
Development Institute, Pakistan 16. Microfinance Investment Funds:
What is the Role for Foreign Direct Investors and Are We Measuring both Financial and Social Performance? Medan (Geneva) Room Chair | Mr. Alex Counts, President & CEO, Grameen Foundation, United States Panelist | Ms. Julie Cheng, Senior
Investment Analyst, BlueOrchard Finance, Switzerland Panelist | Mr. Musuku Udaia Kumar, Managing Director, Share Microfin Limited, India Panelist | Mr. Kyle Salyer, Executive
Vice President, MicroCredit Enterprises, United States Panelist | Mr. Eric Savage, Managing Director, Asian Capital Markets, UNITUS,
Global Catalyst for Microfinance, United States Panelist | Mr. Michael Van Den Berg, Investment Officer, Triple Jump B.V., Netherlands
13:00 – 14:30 Lunch 14:30 – 16:15 Plenary
Session Ø Factors that Contribute to Exponential
Growth: Case Studies for Rapid but Sustainable Outreach to the Poor and Poorest Nusantara
Room Chair | Mr. Rajender
Mohan Malla, Chairman cum Managing Director (CMD), Small Industries Development Bank of India, India Panelist | Mr. Md. Shafiqual Haque Choudhury, President, Association for Social Advancement, Bangladesh Panelist | Mr. Alex Counts, President
& CEO, Grameen Foundation, United States Panelist | Mr. Amaresh Kumar, Executive Director, National Bank for Agriculture and Rural
Development, India Panelist | Ms. Roshaneh Zafar, President, Kashf Foundation, Pakistan 16:15 – 16:45 Break 16:45 – 18:15 Council
Meetings Ø Practitioners & Non-Governmental Organizations Medan (Geneva) Room Chair | Ms. Jayshree Vyas, Managing Director, Shri
Mahila Sewa Sahakari Bank, Ltd., India Panelist | Mr. Fazle Hasan Abed, Chairperson, BRAC, Bangladesh Ø Parliamentarians, Advocates,
Educational Institutions, Service Clubs, Religious Institutions & Individual Supporters Hibiscus
Room Chair | Prof. Aziz Akgul, CEO, Turkey Grameen
Microcredit Project, Turkey Panelist | Mr. Darren Miao, Microfinance
Partnerships Manager, East Asia Pacific, Kiva MicroFunds, United
States Panelist | Mr. Mathew Titus, Executive
Director, Sa-Dhan, India
Ø Domestic Government Agencies,
UN Agencies, International Financial Institutions & Donor Agencies Frangipani
Room Chair | Mr. Kamal Hyat, Chief
Executive Officer/Managing Director, Pakistan Poverty Alleviation Fund, Pakistan Panelist | Mr. Mosharraf Hossain Khan, Deputy Managing
Director, Palli Karma Sahayak Foundation, Bangladesh Panelist | Representative To Be Determined,
National Bank for Agriculture and Rural Development, India
Ø Corporations, Banks, Commercial Finance Institutions, Foundations & Philanthropists Orchid
Room Chair
| Mr. Ed Bland, Chief Operating Officer, UNITUS, Global Catalyst for Microfinance, United States Panelist
| Mr. Mamun Rashid, Managing Director and Citi Country Officer, Citi, Bangladesh
18:15 – 18:30 Break 18:30 – 19:30 Associated
Sessions
What
is gender mainstreaming? Participatory debate (Oxfam Novib WEMAN) Geneva (Medan) Room Frances Sinha, EDA Rural Systems Ltd India Namrata Sharma, Consultant Oxfam Novib, India Shazreh Hussain, Consultant Oxfam Novib, Pakistan Joy Desmukh Ranadive, ISMW, India Sejal Dand, ANANDI, India Linda Mayoux, Consultant Oxfam Novib, UK
Financing Clean Energy: A Case Study (Green Microfinance) Jakarta Room A Elizabeth Israel, President, GreenMicrofinance,
USA Paul Thomas, Executive Director, Evangelical Social Action Forum (ESAF), India GreenMicrofinance
and ESAF Staff and Team Members
Technology Innovations in Microfinance (Cranes
Software) Jakarta Room B Mr. Asif Mohamed, Head – Banking and Financial
Services Practice, Cranes Software International, Ltd., India
Finding
the "Sweet Spot": Balancing Growth and Mission (Unitus) Frangipani
Room Catherine Shaw, Director, Functional Consulting, Unitus, USA Samit
Ghosh, Chief Executive Officer, Ujjivan, India Paul Luchtenberg, Chief Executive Officer, AMK, Cambodia Elizabeth Downs, Communications Manager, MIX, USA
Grameen Global Network: Experience Sharing and Programs Update (Grameen Trust) Bougainville Room Chair | Nobel Peace Prize Laureate, Professor
Muhammad Yunus Professor S.M. Huzzatul Islam Latifee, Managing Director, Grameen Trust, Bangladesh Prof. Aziz Akgul, CEO, Turkish Grameen Microcredit Project, Turkey Ms. Marie Valdez, Grameen Foundation, USA Dr. Harihar Dev Pant, CEO, Nirdhan Utthan Bank Limited (NUBL), Nepal Mr.
Shankar Man Shrestha, Chief Executive Officer, Rural Microfinance Development Centre, Ltd, Nepal Dr.
Balkrishna Kulkarni, Director, Grameen Trust India (Liasison Office of Grameen Trust Bangladesh), India
Reducing Cost of Capital through Capital Market Structures (Grameen Capital India) Orchid Room Royston Braganza, CEO, Grameen Capital India, India Chandni Ohri, Regional Coordinator for South Asia, Grameen Foundation USA, United States Simone
Balch, Vice President, Developing World Markets, United States Other speakers from among the delegates may
be invited to share experiences
The “Gender
Based Violence Intervention Product” in Microfinance (ICPRD) Hibiscus
Room Dr. Nandini Azad, Member-Secretary, The Independent Commission for People’s
Rights and Development (ICPRD), India Dr. Tanya Caulfield, Family and Community Development Committee,
Parliament of Victoria, Australia
19:30 – 21:30 Village
Phone Indonesia Launch Nusa Indah Hall Hosted by Grameen
Foundation, Qualcomm, and Bakrie Telecom. All
delegates are invited to join this reception.
Wednesday, July 30
9:00 – 10:45 Plenary
Session Ø Assessing Movement across the $1/Day Threshold
through Analysis of Pre-Existing Baseline Data or Expanded Use of Cost-Effective Poverty Measurement Tools Nusantara
Room Chair | Dr. Sajjad Zohir, Member, Economic
Research Group, Bangladesh Panelist | Dr. Baqui Khalily, Executive
Director, Institute of Microfinance, Bangladesh Panelist | Dr. Mark Schreiner, Director, Microfinance Risk Management, LLC, United States Panelist | Mrs. Frances Sinha, Managing
Director, EDA Rural Systems, India
10:45 – 11:00 Break 11:00 – 12:45 Workshop
Sessions 17. Overcoming Regulatory and
Legal Constraints to Savings Mobilization Jakarta Room B Chair | Mr. Nimal Fernando, Practice Leader (Microfinance), Asian Development
Bank, Philippines Panelist | Mr. Christian De
Noose, Managing Director, World Savings Banks Institute, Belgium Panelist | Mr. Keshava Koirala, Team Leader, Centre
for International Studies and Cooperation, Nepal, Nepal Panelist | Prof. S. M. Huzzatul Islam Latifee, Managing Director, Grameen Trust, Bangladesh Panelist | Dr. Prahlad Thapa, Economic
Development Coordinator, Sahakarya Project, Centre for International Studies and Cooperation, Nepal, Nepal Panelist | Mr. Mathew Titus, Executive Director, Sa-Dhan, India 18. Microcredit in Post Conflict/Conflict,
Natural Disaster, and Other Difficult Settings Hibiscus
Room Chair | Mr. Kamal Hyat, Chief
Executive Officer/Managing Director, Pakistan Poverty Alleviation Fund, Pakistan Panelist | Mr. Emil Anthony, Deputy Managing Director
& Director Banking, Sarvodaya Economic Enterprises Development Services, Sri Lanka Panelist | Mr. Fahmid Karim Bhuiya, Technical
Advisor (Country Representative), Pact Myanmar Microfinance, Myanmar Panelist | Ms. Bhagbati Chaudhary, Executive
Chief, Forum for Rural Women Ardency Development, Nepal Panelist | Mr. Gunendu Roy, Country Program Coordinator, BRAC Afghanistan, Afghanistan 19. Integrating Microfinance
with Health Education and Addressing HIV/AIDS Jakarta Room A Chair/Panelist | Dr. D.S.K. Rao, Asia Organizer, Microcredit Summit Campaign, United States Panelist | Ms. Aniceta R. Alip, Research Director, Center for Agriculture
and Rural Development Mutually Reinforcing Institutions, Philippines Panelist | Mr. Alay Kumar Barah, CEO, Reach India, India Panelist | Mr. Tuot Sovannary, Research Coordinator, Khmer
HIV/AIDS NGO Alliance, Cambodia Panelist | Mr. B.V. Subba Reddy, Communications Officer, Hindustan Latex Family Planning
Promotion Trust, India
20. Remittances: What Are the
Challenges and Opportunities? Frangipani
Room Chair | Dr. Mihir Kumar Roy, Project
Director, Small Farmers Development Programme, Bangladesh Panelist | Mr. Mosleh U. Ahmed, International Market Research Specialist, Migrants
Remittance Research Centre, United Kingdom Panelist | Dr. Dipo Alam, Secretary General, Developing-8 Organization for Economic Cooperation, Turkey Panelist | Dr. Jaime Aristotle B. Alip, Managing
Director, Center for Agriculture and Rural Development Mutually Reinforcing Institutions, Philippines Panelist | Mr. Ramchandra Joshee, Executive Director, Chhimek
Bikas Bank Ltd., Nepal 21. Baseline Data and Measurement
Tools: A Deeper Discussion of Assessing Movement across the $1/Day Threshold Bougainville
Room Chair | Dr. Atiur Rahman, Chairman, Credit
and Development Forum, Bangladesh Panelist | Mr. Md. Mustafa Kamal, Director, Research
and Documentation, Association for Social Advancement, Bangladesh Panelist | Dr. Mark Schreiner, Director, Microfinance Risk Management, LLC, United States 22. Microfinance Practice in Indonesia Medan (Geneva) Room Chair
| Dr. Sulikanti Agusni, Assistant Deputy of Economic Affairs, Ministry of Women Empowerment, Indonesia Panelist | Mr. I Ketut Nurcahya, Chairman, GTZ-Profi Denpasar, Indonesia Panelist | Mr. Aries Muftie, Chairman, BMT Association, Indonesia Panelist | Mr. M. Ramzi Zuhdi, Director
of BPR Syariah Supervision, Bank Indonesia, Indonesia
23. How MFIs Can Best Work in
Competitive, Saturated Environments Nusantara
Room Chair | Mr. Rakesh Rewari, Deputy
Managing Director, Small Industries Development Bank of India, India Panelist | Ms. Nurjahan Begum, General Manager, Grameen Bank, Bangladesh Panelist | Mr. Mosharraf Hossain Khan, Deputy
Managing Director, Palli Karma Sahayak Foundation, Bangladesh Panelist | Mr. Musuku Udaia Kumar, Managing Director, Share Microfin Limited, India Panelist | Ms. Padmaja Reddy, Managing
Director, Spandana Sphoorty Innovative Financial Services Limited, India 24. Making Microfinance Matter for Clients
and Their Families: Ensuring a Social Performance Bottom Line in the Industry Orchid
Room Chair | Mr. Syed M Hashemi, Senior
Microfinance Specialist, The World Bank-CGAP, United
States Panelist | Mr. Nigel Biggar, Manager Social Performance, Grameen Foundation, United States Panelist | Mr. Paul Luchtenburg, CEO, Angkor Mikroheranhvatho
(Kampuchea)
Co., Ltd., Cambodia Panelist | Mr. Sanjay Sinha, Managing Director, Micro-Credit
Ratings International Limited, India
12:45 – 14:00 Lunch 14:00 – 15:45 Plenary
(IAP) Session Ø Institutional Action Plan Plenary Session Nusantara
Room Chair | Dr. Quazi Mesbahuddin Ahmed, Managing
Director, Palli Karma Sahayak Foundation, Bangladesh Panelist | Dr. Jaime Aristotle B. Alip, Managing Director, Center for Agriculture
and Rural Development Mutually Reinforcing Institutions, Philippines Panelist | Ms. Padmaja Reddy, Managing Director, Spandana Sphoorty Innovative
Financial Services Limited, India 15:45 – 16:00 Break 16:00 - 17:00 Associated
Sessions
Microfinance Plus: Using Networks
to Innovate at the Bottom of the Pyramid (Microfinance Insights & Intellecap) Jakarta Room A Ms. Lindsay Clinton, Managing Editor, Microfinance
Insights, India Ms. Manju
Mary George, Vice President, Intellecap, India Ms. Kathleen Robbins, Director of Clean Energy, Green Microfinance, US Mr. Abdul Hai Khan, General Manager, Grameen Trust, India Mr. Chitta Ranjan Chaki, Deputy General Manager,
Grameen Shakti, Bangladesh Other
speakers from among the delegates may be invited to share experiences.
Kiva: Mitigating Risk for MFIs via the Internet
(Kiva) Jakarta Room B Darren Miao – Microfinance Partnership Manager
– East Asia & South Pacific, Kiva, USA Rico Munoz – Partnership Development Specialist
– East Asia & South Pacific, Kiva, Philippines
How Transparency
and Information Services Support Microfinance in Asia (MIX & ADB) Hibiscus
Room Mr. Scott Gaul, Product Development Manager, MIX, USA Mr.
Syed Mohsin Ahmed, CEO, Pakistan Microfinance Network, Pakistan Mr. Stefan Handoyo, Senior Economist,
MICRA, Indonesia Mr. Nimal Fernando, Practice Leader Microfinance, Asian Development Bank, Philippines
Community Based Organizations (CBOs) – An Alternative Innovative Self-help
Micro finance Approach in Bangladesh (CDF) Orchid
Room Chair | Prof. Dr. Atiur Rahman, Chairman, CDF, Bangladesh Panelist | Kazi Md. Shafiqur Rahman, Managing Director, Mutual Trust Bank Ltd., Bangladesh Panelist | Mr. Achyut Aryal, Micro finance Advisor, Concern Worldwide, Bangladesh Panelist | M.
Farid Uddin Executive Director, CDF, Bangladesh, AKM Nurul Islam, Project Director, CDF, Bangladesh
Housing Finance for Low Income Population (Habitat for Humanity International) Frangipani Room David Fina, Program Director, Habitat for
Humanity, Indonesia Rajan Samuel, Manager, Housing Finance, Asia Pacific Region, Habitat for
Humanity International, Singapore
The Social Mission of
Microfinance: Some Ethical Questions (MicroNed) Bougainville Room Chair | Resi Janssen, Executive Secretary, MicroNed, Netherlands Panelist | Mr. Herman Abels, Independent Consultant, Netherlands
17:00 – 19:15 Break 19:15 – 21:30 Closing
Dinner Nusantara
Room Managing
Director, Grameen Bank , Prof. Muhammad Yunus Director,
Microcredit Summit Campaign,
Mr. Sam Daley-Harris
Thursday,
July 31 (Post-Summit)
9:00 – 12:00 Day-Long
Courses** Ø Learning to Cost-Effectively Assess and
Manage Social Performance in Microfinance Course Leader | Mrs. Frances Sinha, Managing Director, EDA Rural Systems, India
Ø Learning to Sustainably Integrate Microfinance
and Education in Child Survival, Reproductive Health, and HIV/AIDS Prevention for the Poorest Entrepreneurs Course Leader | Dr. D.S.K. Rao, Asia Organizer, Microcredit Summit Campaign, United States Course Leader | Mr. Jeff Blythe, Director
of Research and Administration, Microcredit Summit Campaign, United States
Ø Establishing an Appropriate
Legal and Regulatory Environment for Microfinance Institutions Including One that Allows for Collection and Onlending of Savings Course Leader | Ms. Kate Druschel, Regional Coordinator, East and Southeast Asia, Grameen Foundation, United States Ø Introduction to Using the New Poverty Measurement Tools that Measure $1 a day Poverty Course Leader | Mr. Jeff Toohig, Social Performance, Grameen Foundation, United States Course Leader | Mr. Rob Driscoll, Program Manager, Microcredit Summit Campaign, United States
12:00 – 13:30 Lunch 13:30 – 17:00 Day-Long
Courses Continue
** This event requires additional registration and costs..
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