To University Youth
.New York, report from week 1 of Joy of Life Decade Share in What Manhattan’s Largest Bank Wants to Action Learn JP Morgan Executive introducing founder JB’s Ingrid
Munro yesterday said Ingrid
and Jamii Bora in Kenya is being talked about around the world for helping to revolutionise microfinance.
The thing I love about Ingrid’s model is that she recognises that the notion of charity is not empowering;
that
strategic philanthropy is about developing the undeveloped, about providing technical assistance and resources to vast majority of people
across the world who need to be empowered to become productive citizens. 1 Context: Branding 2010s The Joy of Life decade is an invitation from Nobel
Dr Yunus http://www.yunuscentre.org to every being to join in, not the least youth ambassadors and global brand ceos! Whilst giving Nelson Mandela’s
birthday speech, he has already set football world cup’s a video on why not co-brand south africa 2010’s football
and race to end poverty celebrations. Friends and I are dubbing this New York’s joy of life week in 09/10 since all
microcredit leaders are converging on the city with Clinton global climaxing the week http://worldcitizen.tv To start the week, youth banking’s most exciting movement celebrated a 800 person
social business storytelling and Q&A session at Manhattan’s biggest back (more below) 2 Next Please tweet : NYC Tweetup Sept 23,
Africa Rally racers fight to end poverty http://bit.ly/5RPiX#race4change This text promotes an east african car rally in November whose funds will go to microcredit summit kenya and Jamii
Bora. In particular tomorrow night sees new York ’s celebration launch of this. Links: for microcreditsummit : official
web http://microcreditsummit.org fan club http://www.microcredit.tv/id32.html jamii
bora: kenya official web http://jamiibora.org http://www.jamiibora.se/ fan club http://jamiibora.net 3
The rest of this report is mainly on Kenya’s and youth banking’s invitation to the world to link in microcreditsummit
in April 2010, AKA as Jamii Bora slum bank tutorial 2 to JP Morgan – Manhattan’s biggest bank. This took place
in Manhattan yesterday. I invite peter and jerry who were there to correct any errors or omissions. If you are a club leader
why not make some sort of members wiki out of this opening text of yes we can interconnects. If you want a copy of the
first official leaflet on kenya microcreditsummit send me your snailmail 4
AN EXTRAORDINARY 10 YEAR OLD EXPONENTIAL Jamii Bora is now kenya ’s largest microcredit with 110 branches, 200 outlets, 250,000 members (ie serving
about 1.5 million people), it’s doubling every two to three years. Uniquely in the world it is a
mobile (members records are fully automated fingerprinted!) and slums youth microcredit as well as a microcredit for all the
poorest. Ingrid whose life work had been in Kenya , and who had taken in a few orphans over time was about to retire in 1999
when mothers and orphans said you cant do that mum. So instead Ingrid started a microcredit with one of the simplest design
rules. Save for 6 months and then you can have credit of double what you saved. Typically new members save $12 and take a
loan out for $24. Those who climb the ladder fast may find that their doubling of loans reached 4100 by about the 7th successful loan completion. This means that whilst the microcredit remains anchored in income generation
for the poorest, it also has some members who now employ 20 people or more – a bridge from individual job creation to
SME start ups. 5 All staff are former members, and the
positive energies of youth are central to energizing Jamii Bora. One of Ingrid’s earliest converts was a young thief
who is now a chief membership recruiter, and in last years troubles the young membership hunted out that gang who burnt down
the 1000 stall market of kibera alum and invited them to rebuild it. This he did though the first time he met Ingrid he said
he didn’t initially like meeting her staff because they weren’t sufficiently afraid of him. The second time he
met Ingrid he said he'd been back home for the first time in 10 years and his mum is so pleased that he has given up being
a gangster and become a microbanker. As Ingrid says: have you ever met a child who wants to become a thief or a prostitute?
Its a broken system that traps youth in such life-losing pursuits. Jamii Bora is well
on the way to becoming kenya’s most trusted brand, and that means it attracts all the right sorts of sustainability
partners in much the same way that Grameen and BRAC do as the most sustainable forces for humanity in developing hemispheres.
Jamii Bora also runs alcoholics and glue sniffers anonymous as part of a social program of “there is hope” which
it takes to the streets –and literally the sewers - to invite young people to sign into. Just about the only rule for
joining the social program is that we are all tribes united. JB is the leading youth micro credit in the world and it is microcreditsummit
founder’s sam daley harris to take the good practice news of JB and any other great practices shared in kenya april
2010 on a 50 country road tour designed to search out the 2 deepest microcredits in each country – thus inviting back
over 100 extremely sustainable microcredits back to kenya micro up knowhow exchange 2.0. Moreover Queen Sofia of Spain has
signed an Africa-Spanish speaking southern hemisphere knowledge exchange agreement, and will be guest hosting world microcreditsummit
out of Madrid in 2011. 6 Other cores of jamii bora program are:
-health insurance- early on Ingrid
found repayments were at risk whenever family members went into hospital – so jamii bora offers the world cheapest health
insurance 32 cents a week covers a family. This has been achieved by buying up capacity of missionary hospitals which might
otherwise have gone bust. -a business school- jamii bora invites
world’s social workers to come and help peer to peer youth training out of addiction and into business starting up
7 specials of jamii bora include the largest ecological new town – 2000 houses which members made their own bricks and
roof tiles-; which has a world leading water and sewerage treatment facility; which uses solar energy and of course invites
continuous ecological networking solutions 8 things
that jamii bora is planting in the hope they will take off the
first primary school for orphans has already opened and next year will see the first secondary school; as those experienced
with Bangladesh microcredit will know the deal of sustainability investment is to make the current generation of poor income
generation and to take their next generation’s capabilities and resources way beyond the failed system that trapped
their parents 9 who are you to help? I hope it is clear that kenyaapril 2010 intends to be the best ever microcredit summit
if you in any community building ca[acity want to sustain africa or youth in particular; JB is only part of africa’s
best news for sustainability worlds with BRAC having got to 100000 members in under year 3 in both Uganda and Tanzania, and
forming microhealth partenrships with Bill Gates Foundation and social micro media partenrships with Soros Foundation and
Mastercard Foundation to name but 3; and with grameen due to announcve social business comeptition funds for africa and other
goals that many of us only dream of wheareas Dr Yunus realises. POSSIBLE
DO NOW CONTACTS contact
alex at GWU in Washington DC if you wish to collaborate in his aim to get 50 university students to africa; contact mostofa
or sofia in london – mostofa runs the official yunus citizen and youth collaboration web http://yunusforum.net and sofia who facilitated yunus 69th birthday dialogue
is experimenting with how Londoners http://londoncreativelabs.com can host their own employment services
agencies (inspired by similar structure Grameen and BRAC offer) and link this to 2012 promise to make london the sustainability
Olympics; if you are American continue to lobby your congressman to sign up yunus for the congressional media of honor –
this is bigger than the presidential medal as its prize include a speech to the whole of congress; if you share obama's yes
we can spirit, not how what he cant do in USA we can try out in his fatherland of kenya ; in India leaders encourage students
to tear up educational curricula that are not sustainable; please do question if you are at a business school whether you
are being taught economics of the ever less economic of the sort sponsored by the big get bigger, the walled in get ever more
walled on; the good news is that BRAC has a fully fledged university for studying the economics of transparent community building;
dr yunus is inviting vice chancellors to contribute to the missing curriculum of sustainability; and Ingrid is simple saying
come and help youth peer to peer what they need to regenerate on kenya or any poor place. If your place has a week in 09/10
when everything micro up is coming together, tell us so we can pit it on the worldcitizen.tv calendar – let’s
make the 2010s joy of life decade and escape just in time from what the 00s has been spinning as potentially the most uneconomic
and depressing start any century has ever had. Incidentally in mapping a curricula of development I do advocate consideration
of BRAC’s definition – develop is the instruments and process whereby people strive for peace and prosperity.
WHICH 2010s DO YOU WANT TO GENERATE 10 For sure, I am just an amateur reporter though 25 years ago my
father’s book clarified that by 2024 the difference in compounding a peoples win-win-win global and a big brother’s
lose-lose-lose is at least 10 fold on terms of health and wealth http://erworld.tv - that’s the exponential downwards we have very few years now to turn round- if you have expert
question to ask on microcredit send them in and I will try and relay them to people like sam daley harris . Why
not ruthlessly edit the pieces of this message that matter most to you and start a peer to peer email as if it were a wiki
that those in the community of you can invest sustainability in... please do keep in touch with your Micro Up and Yes WE Can
progress out of every city!
Postscript- I also met an extrordinary sister
www.aidsorphansrising.org (Religious Teachers Fillipini) www.filippiniusa.org who is at the epicentre of 5000 schools that help orphans with aids especially in Ethiopia ,and who wants to better understand
ingrid's model- she is based in morristown new jersey; if anyone is driving through there please say and i can try put you
in touch; it turns out that this place is very near where sam daley harris lives and so the most active congressman on micro
up side
I jokingly but seriously chat with dr
yunus about dhaka being en route to every sustainability city, maybe we should vote morristown
USA as on every sustainability journey too.
| the week climaxes with clinton global initiative http://www.clintonglobalinitiative.org/ourmeetings/default.asp?Section=OurMeetings&PageTitle=Our%20Meetings - last years' CGI followed the death of lehman and made great yes we can promises- few have reached the people
yet; will leaders get down to ground level now we are enetring the last deacde in which the retiurn to human sustainability
expoentials is possible?
this is how we press released NY week to some of london's worst macroeconomics editors
Time 10 Q
which is the most diabolical market sector of them all? how did a paper founded to debate microeconomics get
taken over by the disgraceful political chicanery of macroeconomics?
sunshades in october - did
you ever bother to read my dad's classic work on terror caused by economists who cock it up when they become gurus with
past theories to defend ? did you ever read founders James Wilson curious purpose of The Economist?
has ever media
cocked up humanity';s sustainability like recent decades?
in november volkvagen -and other global friends of bangladesh
and of the 20th fall of the wall - will use their stadium at wolfsburg to invite 100 global brand ceos to verify
whether their global market is free to value sustainability's exponentials
in december ministers miliband and
alexander have invited bangladesh to lead sane climate debates in copenhagen, and probably the greatest economist of our time
manmohan singh has invited Dr Yunus to speak to the Indian parliament and yet The Economist hasnt even invited Yunus to a
friday lunch
I wonder which side the BBC and The Economist will turn out to have been on when the review of sustainability
valuation is there for the world to see
chris macrae NY week of system crisis year 09/10 http://worldclassbrands.tv/ best ever yes we can summit kenya april 2010 http://microcreditsummit.org/
you yourselves forecast with the death of hi-trust branding goes the death of economics - have another look
at the survey on the year of the brand in 1988 | 
